✈️ Contest: Build the Next Niyo Feature

Community Contest & Giveaways
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Travel often shows you what works… and what really doesn’t :sweat_smile:
Now’s your chance to fix it.

We’re inviting our travel community to help shape what Niyo builds next.

:magnifying_glass_tilted_left: The Contest

Share ONE strong idea that can make the Niyo App better for travellers.

It can be:

  • A new feature you wish existed

  • Or an improvement to something you already use

:light_bulb: Examples (just to spark ideas):

  • Easier Niyo Coin redemption

  • Better FX or ATM alerts

:memo: How to Participate

Reply to this thread with:
:one: The travel problem you face
:two: Your proposed solution in the Niyo App
:three: (Optional) Why this would help travellers like you

:backhand_index_pointing_right: One idea per entry. Keep it focused.

:trophy: What’s in it for you?

  • The best idea will be reviewed by our internal product team and could influence what we build next.

  • Plus, the winner takes home 10,000 Niyo Coins :coin:

  • And serious bragging rights for helping build a real product :eyes::sparkles:

:alarm_clock: Deadline: 10th February

From user → co-creator.

Let’s build something travellers actually need. :globe_showing_europe_africa:

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Scheduled International transaction activations.

If I am travelling from let’s say 10-20 next month, I want to be able to schedule turning on and off International transactions during that period. This means international transactions will be safely disabled after the trip automatically.

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Here’s my Idea : Niyo SmartAI Itinerary Planner

Travel Problem :

Travelers waste hours piecing together must-visit spots across cities (e.g, Paris to Rome), facing inefficient routes with high transit times/costs, no day-wise sequencing, and unlinked payment options—leading to overruns and stress.

Proposed Solution in the Niyo App

Niyo SmartAI Itinerary Planner: Users input cities/places (e.g., “Eiffel Tower, Colosseum, Venice canals”) + dates/budget/preferences. AI (using maps APIs like Google/OpenTripPlanner) generates optimized day-wise plans: clusters visits to cut transit (e.g., Day 1: Paris A→B→C via Metro/Bus), suggests best modes (car rental, bus, e-scooter) with real-time prices/availability, and integrates Niyo payments—e.g., “Book Uber for €25 (pay via Niyo zero-fx)” or “Load €200 for Rome buses + 5% Coin cashback.” Editable with live re-routes for delays/weather.

Why This Helps Travellers Like Me

Cuts transit by 20-40% (e.g., 2-hour savings/day) and costs via smart sequencing/multi-modal picks, while tying into Niyo’s forex/Coins for one-tap bookings (saving 2-5% fees)

Globally scalable for any route (US road trips to Europe trains), it turns Niyo into a full travel brain—budget-proofing trips for families/solo explorers without app-switching.

I feel this is must have feature in Niyo App.

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:one: Problem: no access to the app in offline mode/no network areas. (Both face ID and passcode show error, can’t login also)

:two: Solution: provide offline/no-signal mode, via cached data, etc. to get access to basic stuff like last recorded balances, transactions, receipts etc.

1 Like