Hey Travelers!
Ready for an adventure but worried about money?
We’ll help you crack the code on the best ways to pay abroad, so you can focus on making memories, not money mistakes.
Let’s dive in!
1. Pros & Cons
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Cash: Instant, accepted everywhere, but risky and subject to exchange rates.
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Credit/Debit Card: Safe, earn points, but may incur hidden fees.
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Forex Cards: Preloaded, no forex fees, can lock rates, like the Niyo Forex Cards.
2. Common Mistakes to Avoid
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Using ATMs abroad without checking fees.
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Paying in local currency when your card offers better rates in INR.
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Carrying too much cash = customs + theft risk.
3. Real-World Scenarios
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Short trip: Card + small cash backup.
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Long trip: Forex card for main expenses + backup card.
4. Best Practices
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Load a Zero Forex Card like Niyo before leaving for easy payments.
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Track spending via apps.
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Always have a backup payment method.
Your Turn!
What’s your go-to method for paying when you travel internationally?
We’d love for you to share your best tips and experiences in the comments below! 
