I want to know, if I can get a personal loan, I’m a student, not working.
Hey @Prajjwal_vardhan!
You can find the application for a student loan right within the Niyo Global app. Simply go to “Discover with Niyo” in the main menu of the app to access this feature and apply for the student loan that suits your needs. Hope that helps! 
Personal loans for students can be helpful in certain situations, but it’s important to understand the terms before applying. Since many students have limited credit history or income, eligibility requirements and interest rates can vary significantly between lenders. Comparing multiple options and borrowing only what you truly need can help avoid unnecessary financial stress later on.
I came across some useful insights on RadCred that emphasized looking beyond quick approval and focusing on factors like repayment flexibility, fees, and the total cost of the loan. A little research upfront can make a big difference in choosing the right option.
For students who have taken out personal loans, what advice would you give others considering the same route?
