Hi @vishal_singh4,
Welcome to the Niyo Community! 
We understand you’re encountering an issue with your SBM Bank credit card application through the Niyo Global app.
Depending on the bank’s policies, there may be some restrictions affecting the onboarding process. To provide you with similar benefits, we recommend considering the Niyo DCB account, which offers:
- Zero forex markup on all international transactions.
- Free international lounge access and ATM withdrawals*.
- Up to 8% p.a. with quarterly payouts on savings.
- Transparent and hassle-free banking tailored to your financial needs.
If you have completed the SBM account onboarding process but are still facing issues, please send us a screen recording of the problem at global@goniyo.com with your concern. Our team will review it and assist you as soon as possible.
Appreciate your understanding.
