KYC = Visa Platinum + Referral?

I have done Biometric KYC today .
will I be charged for Platinum Visa Card ?
And also tell me about referral program

Hey @Roshan . Welcome to the ever-growing Niyo community. Now that your Full KYC has been successfully completed, the VISA Platinum debit card will be free for first year. And the card is expected to remain free based on some criteria which will be announced in the upcoming months. The referral program is still in testing stage, so, watch out this space for further updates! Hope I’ve answered to your satisfaction.


If you can see refer and earn banner (below suggested actions or you can check from menu options) then you can refer your friends. Both of you will earn a scratch card upto Rs. 125 after making a txn of rs 999 or more.

Hope this helps

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