# \#niyo **URL:** https://community.goniyo.com/tag/niyo/124.md [Latest](https://community.goniyo.com/latest.md) · [Categories](https://community.goniyo.com/categories.md) · [Tags](https://community.goniyo.com/tags.md) --- ## [🇻🇳 Heading to Vietnam? Pay Like a Local with VNPAY QR & Your Niyo Visa Card!](https://community.goniyo.com/t/heading-to-vietnam-pay-like-a-local-with-vnpay-qr-your-niyo-visa-card/32532)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [September 22, 2026, 1:49pm UTC](https://community.goniyo.com/t/heading-to-vietnam-pay-like-a-local-with-vnpay-qr-your-niyo-visa-card/32532 "2026-09-22T13:49:39Z")
:megaphone: Hey Niyo Travelers! If you’re traveling across Vietnam, you’ll see VNPAY QR codes practically everywhere - at local cafes, street food vendors, taxis, markets, and retail outlets. What is VNPAY & Is it … --- ## [🏙️ Dubai Travel Guide 2026: Budget Hacks & New Rules](https://community.goniyo.com/t/dubai-travel-guide-2026-budget-hacks-new-rules/29476)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 2\ **Last updated:** [September 14, 2026, 5:04am UTC](https://community.goniyo.com/t/dubai-travel-guide-2026-budget-hacks-new-rules/29476 "2026-09-14T05:04:34Z")
Is Dubai expensive? It doesn’t have to be. Dubai is evolving. In 2026, the city is balancing its futuristic skyline with major new “Year of Sustainability” initiatives. Whether you’re looking for budget family travel … --- ## [Beyond the Hype: Why Lakshadweep is the Authentic Island Escape You Crave](https://community.goniyo.com/t/beyond-the-hype-why-lakshadweep-is-the-authentic-island-escape-you-crave/29165)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [September 11, 2026, 4:06pm UTC](https://community.goniyo.com/t/beyond-the-hype-why-lakshadweep-is-the-authentic-island-escape-you-crave/29165 "2026-09-11T16:06:46Z")
Lakshadweep has always been beautiful, but entering 2026, it is finally accessible. The flight maps have changed, the resorts have upgraded, and the secret is definitely out. If you are planning a trip to India’s cor… --- ## [Niyo Global Referral Code #Sept 2026](https://community.goniyo.com/t/niyo-global-referral-code-sept-2026/32404)
**Author:** [@PraveenHariharan](https://community.goniyo.com/u/PraveenHariharan)\ **Replies:** 0\ **Last updated:** [August 31, 2026, 5:58pm UTC](https://community.goniyo.com/t/niyo-global-referral-code-sept-2026/32404 "2026-08-31T17:58:02Z")
Hey! Niyo has completely changed the way I travel abroad. :globe\_showing\_europe\_africa: :credit\_card: Order a \*Niyo Card\* OR :currency\_exchange: Order \*Foreign Currency\* :coin: Get \*Niyo Coins worth ₹250\* and use the… --- ## [5 Best Ways to Earn Money as an International Student: Flexible Side Hustles](https://community.goniyo.com/t/5-best-ways-to-earn-money-as-an-international-student-flexible-side-hustles/23016)
**Author:** [@Mihika\_Sharma](https://community.goniyo.com/u/Mihika_Sharma)\ **Replies:** 1\ **Last updated:** [July 5, 2026, 2:01pm UTC](https://community.goniyo.com/t/5-best-ways-to-earn-money-as-an-international-student-flexible-side-hustles/23016 "2026-07-05T14:01:30Z")
5 Best Ways to Earn Money as an International Student: Flexible Side Hustles Studying abroad comes with a variety of challenges, but one of the common concerns among international students is how to manage fina… --- ## [Why April 30th suddenly receive Niyo DCB account closure emails and all niyo dcb account credit freeze .Its not only me and all my friends who are studying abroad they got same email all credit payments and bill payments not working](https://community.goniyo.com/t/why-april-30th-suddenly-receive-niyo-dcb-account-closure-emails-and-all-niyo-dcb-account-credit-freeze-its-not-only-me-and-all-my-friends-who-are-studying-abroad-they-got-same-email-all-credit-payments-and-bill-payments-not-working/31732)
**Author:** [@Ajay178](https://community.goniyo.com/u/Ajay178)\ **Replies:** 1\ **Last updated:** [May 5, 2026, 5:05am UTC](https://community.goniyo.com/t/why-april-30th-suddenly-receive-niyo-dcb-account-closure-emails-and-all-niyo-dcb-account-credit-freeze-its-not-only-me-and-all-my-friends-who-are-studying-abroad-they-got-same-email-all-credit-payments-and-bill-payments-not-working/31732 "2026-05-05T05:05:17Z")
We regret to inform that on the basis of an internal review of your account, the Bank will not be able to continue the banking relationship with you. After 30 (thirty) days from the date of this notice, Bank shall close … --- ## [Are you traveling soon? Don’t leave money on the table! ✈️](https://community.goniyo.com/t/are-you-traveling-soon-don-t-leave-money-on-the-table/30017)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [February 10, 2026, 6:29am UTC](https://community.goniyo.com/t/are-you-traveling-soon-don-t-leave-money-on-the-table/30017 "2026-02-10T06:29:32Z")
If you’re part of this community but haven’t downloaded the Niyo App yet, you’re missing out on the ultimate travel companion. Join thousands of smart travellers who enjoy: Zero Forex Markup on international spends … --- ## [9 Underrated & Budget International Getaways for Valentine’s 2026](https://community.goniyo.com/t/9-underrated-budget-international-getaways-for-valentine-s-2026/29635)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 30, 2026, 7:19am UTC](https://community.goniyo.com/t/9-underrated-budget-international-getaways-for-valentine-s-2026/29635 "2026-01-30T07:19:51Z")
Hey travellers! In 2026, the smartest travellers are ditching overpriced hotspots for “Travel Dupes” destinations that offer the same magic as the Maldives or Santorini for a fraction of the cost. Here are 5 underrat… --- ## [🌐 The Niyo Pulse: Lunar New Year Travel, The $100 Oil Threat & Summer Safari Picks](https://community.goniyo.com/t/the-niyo-pulse-lunar-new-year-travel-the-100-oil-threat-summer-safari-picks/29613)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 29, 2026, 6:39am UTC](https://community.goniyo.com/t/the-niyo-pulse-lunar-new-year-travel-the-100-oil-threat-summer-safari-picks/29613 "2026-01-29T06:39:04Z")
Happy Thursday folks! As we wrap up the final week of January, the travel world is pivoting toward spring festivals and summer planning. Here is the pulse on what’s moving the markets and the maps today. … --- ## [8 Best International Safaris for Indians to Book for Summer 2026](https://community.goniyo.com/t/8-best-international-safaris-for-indians-to-book-for-summer-2026/29603)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 28, 2026, 9:35am UTC](https://community.goniyo.com/t/8-best-international-safaris-for-indians-to-book-for-summer-2026/29603 "2026-01-28T09:35:34Z")
While the tiger reserves of India are iconic, international wildlife tourism for Indians is reaching an all-time high in 2026. Thanks to new visa-free entries and increased direct flights, the dream of seeing the “Big… --- ## [Thailand Scams AVOIDED: Bangkok & Phuket Survival Guide](https://community.goniyo.com/t/thailand-scams-avoided-bangkok-phuket-survival-guide/28883)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 3\ **Last updated:** [January 22, 2026, 8:40am UTC](https://community.goniyo.com/t/thailand-scams-avoided-bangkok-phuket-survival-guide/28883 "2026-01-22T08:40:02Z")
Planning your dream trip to Thailand? That is AWESOME! But let’s be real: it stops being awesome the second you get ripped off for the silliest thing—a taxi fare, a fake bracelet, or a drink you didn’t ask for. This … --- ## [🌐 The Niyo Pulse: Passport Power Peaks, Safe Skies & The 2026 Travel Bucket List](https://community.goniyo.com/t/the-niyo-pulse-passport-power-peaks-safe-skies-the-2026-travel-bucket-list/29568)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [January 22, 2026, 8:37am UTC](https://community.goniyo.com/t/the-niyo-pulse-passport-power-peaks-safe-skies-the-2026-travel-bucket-list/29568 "2026-01-22T08:37:18Z")
Hey globetrotters! Happy Thursday! and welcome back to the Niyo Pulse. Whether you’re eyeing a weekend in Kazakhstan or planning for the World Cup, the travel world is moving fast today. Here is the pulse on what’s h… --- ## [Without Niyo Premium, do Niyo DCB debit cards have 1 free international ATM withdrawal per quarter or not?](https://community.goniyo.com/t/without-niyo-premium-do-niyo-dcb-debit-cards-have-1-free-international-atm-withdrawal-per-quarter-or-not/29518)
**Author:** [@Kaustubh\_Kokane](https://community.goniyo.com/u/Kaustubh_Kokane)\ **Replies:** 1\ **Last updated:** [January 16, 2026, 7:18am UTC](https://community.goniyo.com/t/without-niyo-premium-do-niyo-dcb-debit-cards-have-1-free-international-atm-withdrawal-per-quarter-or-not/29518 "2026-01-16T07:18:44Z")
I’m confused whether Niyo DCB debit card has one free international ATM withdrawal per quarter or not. Source 1) Niyo’s in-app support redirects to Whatsapp chatbot which says yes its free (even without Niyo Premium). C… --- ## [8 Hidden Island Gems for Indian Travelers in 2026 (Budget-Friendly & Visa-Easy!)](https://community.goniyo.com/t/8-hidden-island-gems-for-indian-travelers-in-2026-budget-friendly-visa-easy/29519)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 16, 2026, 6:21am UTC](https://community.goniyo.com/t/8-hidden-island-gems-for-indian-travelers-in-2026-budget-friendly-visa-easy/29519 "2026-01-16T06:21:56Z")
Hey travellers! Are you dreaming of white sands and turquoise waters but tired of the over-crowded beaches of Goa or the high price tags of the Maldives? 2026 is the year to swap the “tourist traps” for hidden gems t… --- ## [🌐 The Niyo Pulse: Digital Schengen Rollout, Japan’s Winter Surge & The New Bali Rules](https://community.goniyo.com/t/the-niyo-pulse-digital-schengen-rollout-japan-s-winter-surge-the-new-bali-rules/29509)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 15, 2026, 10:15am UTC](https://community.goniyo.com/t/the-niyo-pulse-digital-schengen-rollout-japan-s-winter-surge-the-new-bali-rules/29509 "2026-01-15T10:15:34Z")
Hello Niyo Community! :waving\_hand: Happy Thursday Welcome back to The Niyo Pulse! Today marks a massive shift in how we enter Europe and a “powder alert” for travelers heading East. Grab your coffee; here is what’s… --- ## [🌐 The Niyo Pulse: Visa Wins, Safe Skies & Your 2026 Dubai guide](https://community.goniyo.com/t/the-niyo-pulse-visa-wins-safe-skies-your-2026-dubai-guide/29496)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 13, 2026, 10:51am UTC](https://community.goniyo.com/t/the-niyo-pulse-visa-wins-safe-skies-your-2026-dubai-guide/29496 "2026-01-13T10:51:59Z")
Hello Niyo Community! :waving\_hand: Happy Tuesday and Welcome back to The Niyo Pulse! Whether you’re eyeing a layover in Frankfurt or planning a grand escape to the Middle East, today’s updates are designed to keep … --- ## [The Alps You Can Actually Afford: Why Kyrgyzstan is the Ultimate Trekking Frontier in 2026](https://community.goniyo.com/t/the-alps-you-can-actually-afford-why-kyrgyzstan-is-the-ultimate-trekking-frontier-in-2026/29421)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 7, 2026, 9:45am UTC](https://community.goniyo.com/t/the-alps-you-can-actually-afford-why-kyrgyzstan-is-the-ultimate-trekking-frontier-in-2026/29421 "2026-01-07T09:45:59Z")
If you love the snow-capped peaks of the Swiss Alps or the meadows of Kashmir but hate the crowds and the price tag, stop scrolling. There is a country that offers raw, untouched Himalayan-style beauty for a fractio… --- ## [The Anti-Hustle List: 8 Countries to Reset Your Nervous System 🧘‍♂️](https://community.goniyo.com/t/the-anti-hustle-list-8-countries-to-reset-your-nervous-system/29395)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 5, 2026, 11:39am UTC](https://community.goniyo.com/t/the-anti-hustle-list-8-countries-to-reset-your-nervous-system/29395 "2026-01-05T11:39:21Z")
The viral “Slow Travel” trend isn’t just about walking slower; it is about choosing destinations where the culture forces you to stop rushing. While many blogs list popular spots, they often miss the practical realiti… --- ## [The Ultimate 2026 Travel Guide: Where to Go With an Indian Passport! 🧳](https://community.goniyo.com/t/the-ultimate-2026-travel-guide-where-to-go-with-an-indian-passport/29147)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [January 4, 2026, 5:49pm UTC](https://community.goniyo.com/t/the-ultimate-2026-travel-guide-where-to-go-with-an-indian-passport/29147 "2026-01-04T17:49:21Z")
Hello Niyozens! Where are you flying to next year? Confused about where to travel in 2026? You are not alone. With visa rules changing overnight (hello, free entry to Thailand and Malaysia!), picking the perfect dest… --- ## [🌏 No Visa? No Problem: 10 Visa Free Countries for Indians in 2026](https://community.goniyo.com/t/no-visa-no-problem-10-visa-free-countries-for-indians-in-2026/29127)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [January 4, 2026, 5:47pm UTC](https://community.goniyo.com/t/no-visa-no-problem-10-visa-free-countries-for-indians-in-2026/29127 "2026-01-04T17:47:18Z")
Hey globetrotters! :waving\_hand: Still dreading the hassle of the visa process for your 2026 travel plans? Forget the embassy queues and the anxiety of rejection. We have curated the top 10 destinations where Indian… --- ## [The Ultimate 2026 Long Weekend Cheat Sheet: How to Hack Your Leave and Travel More](https://community.goniyo.com/t/the-ultimate-2026-long-weekend-cheat-sheet-how-to-hack-your-leave-and-travel-more/29368)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [January 2, 2026, 6:34am UTC](https://community.goniyo.com/t/the-ultimate-2026-long-weekend-cheat-sheet-how-to-hack-your-leave-and-travel-more/29368 "2026-01-02T06:34:18Z")
Happy 2026, Travelers! :airplane: If you’re reading this, you’ve probably just refreshed your HR portal to see your leave balance restocked. It’s a beautiful sight, isn’t it? But here is the hard truth: If you don’t… --- ## [Noctourism: Why Your Next Trip Should Start After Sunset 🌙](https://community.goniyo.com/t/noctourism-why-your-next-trip-should-start-after-sunset/29307)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [January 2, 2026, 6:13am UTC](https://community.goniyo.com/t/noctourism-why-your-next-trip-should-start-after-sunset/29307 "2026-01-02T06:13:46Z")
Trade the scorching sun for the cool glow of city lights. Here is why savvy travelers in 2026 are exploring the dark. Picture this: It’s July 2026 in Rome. You could fight 5,000 tourists in 38°C heat at the Colosseum… --- ## [2025's Last Look: The Ultimate Travel Rewind ✨](https://community.goniyo.com/t/2025s-last-look-the-ultimate-travel-rewind/29064)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 8\ **Last updated:** [December 31, 2025, 10:21am UTC](https://community.goniyo.com/t/2025s-last-look-the-ultimate-travel-rewind/29064 "2025-12-31T10:21:37Z")
:camera\_with\_flash: Throwback Thursday: Core Memories Hello Niyozens! :waving\_hand::grin: The year is almost over! While we might be back at our desks, our hearts are still stuck somewhere between a mountain peak and… --- ## [Miles Traveled, Connections Made: The 2025 Niyo Rewind 💫](https://community.goniyo.com/t/miles-traveled-connections-made-the-2025-niyo-rewind/29265)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 1\ **Last updated:** [December 26, 2025, 9:54am UTC](https://community.goniyo.com/t/miles-traveled-connections-made-the-2025-niyo-rewind/29265 "2025-12-26T09:54:12Z")
Hello Niyozens! 2025 Niyo Wrapped is here, and the Niyo community made it anything but quiet. This year was about showing up in more places, starting better conversations, and taking the community beyond just screen… --- ## [Bora Bora vs. Maldives: The Ultimate 2025 Travel Guide for Indians 🏝️](https://community.goniyo.com/t/bora-bora-vs-maldives-the-ultimate-2025-travel-guide-for-indians/29132)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 12, 2025, 7:26am UTC](https://community.goniyo.com/t/bora-bora-vs-maldives-the-ultimate-2025-travel-guide-for-indians/29132 "2025-12-12T07:26:54Z")
Heyy Travel fam! :sparkles: Let’s be honest, Your Instagram feed is probably full of the same Maldives photos. The floating breakfast. The water villa. The blue ocean. It is beautiful, but is it… unique anymore? If … --- ## [Bangalore Community Meetup: Stories, Travel Hacks & Good Conversations](https://community.goniyo.com/t/bangalore-community-meetup-stories-travel-hacks-good-conversations/29108)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 9, 2025, 10:47am UTC](https://community.goniyo.com/t/bangalore-community-meetup-stories-travel-hacks-good-conversations/29108 "2025-12-09T10:47:04Z")
Hey Travellers! :waving\_hand: The Community Meetup at Third Wave Coffee in Bangalore was a resounding success! It felt less like a formal gathering and more like a reunion of friends. Travellers came together to tra… --- ## [The Ultimate Indian Guide to Kota Kinabalu, a hidden gem of Borneo!](https://community.goniyo.com/t/the-ultimate-indian-guide-to-kota-kinabalu-a-hidden-gem-of-borneo/29092)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 8, 2025, 8:58am UTC](https://community.goniyo.com/t/the-ultimate-indian-guide-to-kota-kinabalu-a-hidden-gem-of-borneo/29092 "2025-12-08T08:58:43Z")
Hello Travellers! :raising\_hands: If you’re an Indian traveler tired of dodging selfie sticks but still craving turquoise waters and epic peaks, say hello to your new obsession: Kota Kinabalu. Hidden away in Malaysi… --- ## [The "Zero Rent" Trip: Why Every Indian Traveler Needs to Try Couchsurfing in 2025 🌍](https://community.goniyo.com/t/the-zero-rent-trip-why-every-indian-traveler-needs-to-try-couchsurfing-in-2025/29070)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 5, 2025, 4:51am UTC](https://community.goniyo.com/t/the-zero-rent-trip-why-every-indian-traveler-needs-to-try-couchsurfing-in-2025/29070 "2025-12-05T04:51:54Z")
Have you ever looked at the price of a hostel in Paris or New York, converted it to Indian Rupees, and felt your soul leave your body? ₹8,000 for a bunk bed? But what if I told you there is a way to travel where acco… --- ## [Seoul Searching: The Trendiest Guide to Korean Food, Shopping & More!](https://community.goniyo.com/t/seoul-searching-the-trendiest-guide-to-korean-food-shopping-more/29056)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 3, 2025, 4:54am UTC](https://community.goniyo.com/t/seoul-searching-the-trendiest-guide-to-korean-food-shopping-more/29056 "2025-12-03T04:54:33Z")
South Korea is the trendiest travel destination right now. But with so much to see, where do you start? If you are visiting from India or abroad, you might worry about finding vegetarian food or navigating the languag… --- ## [The Ultimate South Korea 🇰🇷 Itinerary for Indians (Visa & Budget Guide)](https://community.goniyo.com/t/the-ultimate-south-korea-itinerary-for-indians-visa-budget-guide/29048)
**Author:** [@Suryaprabha\_V](https://community.goniyo.com/u/Suryaprabha_V)\ **Replies:** 0\ **Last updated:** [December 1, 2025, 5:19am UTC](https://community.goniyo.com/t/the-ultimate-south-korea-itinerary-for-indians-visa-budget-guide/29048 "2025-12-01T05:19:21Z")
Annyeong, travelers! :person\_bowing: :south\_korea: Winter is officially here. If your social media feed is anything like ours, it’s probably flooded with friends planning snowy getaways to Europe. London, Switzerland… [Next page](https://community.goniyo.com/tag/niyo/124.md?match_all_tags=true&page=1&tags%5B%5D=niyo)