# \#niyo-x **URL:** https://community.goniyo.com/tag/niyo-x/13.md [Latest](https://community.goniyo.com/latest.md) · [Categories](https://community.goniyo.com/categories.md) · [Tags](https://community.goniyo.com/tags.md) --- ## [International usage like ATM withdrawals and all transactions](https://community.goniyo.com/t/international-usage-like-atm-withdrawals-and-all-transactions/17045)
**Author:** [@John\_Wick](https://community.goniyo.com/u/John_Wick)\ **Replies:** 11\ **Last updated:** [August 6, 2026, 9:02am UTC](https://community.goniyo.com/t/international-usage-like-atm-withdrawals-and-all-transactions/17045 "2026-08-06T09:02:53Z")
Hi there, As there’s a RBI ban on Niyo Global DC by SBM for international usage, can’t we just apply for Niyo X DC by Equitas which offers the same features right? We wouldn’t have to go on applying for a FD backed CC,… --- ## [Can my friend collect my NIYOx card on my behalf on the day of delivery?](https://community.goniyo.com/t/can-my-friend-collect-my-niyox-card-on-my-behalf-on-the-day-of-delivery/17208)
**Author:** [@Prabhleen\_Kaur](https://community.goniyo.com/u/Prabhleen_Kaur)\ **Replies:** 1\ **Last updated:** [October 25, 2023, 5:56am UTC](https://community.goniyo.com/t/can-my-friend-collect-my-niyox-card-on-my-behalf-on-the-day-of-delivery/17208 "2023-10-25T05:56:07Z")
Hi, I am from Kanpur and while trying to do KYC for Niyox Equitas debit card it showed me that my location isn’t serviceable. For that purpose I am travelling to Delhi to order it from my friend’s place. Can I ask my fr… --- ## [Need loan for personal](https://community.goniyo.com/t/need-loan-for-personal/13239)
**Author:** [@Gourav\_waliaa](https://community.goniyo.com/u/Gourav_waliaa)\ **Replies:** 2\ **Last updated:** [June 14, 2026, 3:08pm UTC](https://community.goniyo.com/t/need-loan-for-personal/13239 "2026-06-14T15:08:34Z")
Hello please give me a loan opportunity please i want to start a new bussiness . Thanks team niyox equitas bank . --- ## [About the referral program - NiyoX](https://community.goniyo.com/t/about-the-referral-program-niyox/17210)
**Author:** [@billubakra](https://community.goniyo.com/u/billubakra)\ **Replies:** 15\ **Last updated:** [March 20, 2026, 8:33am UTC](https://community.goniyo.com/t/about-the-referral-program-niyox/17210 "2026-03-20T08:33:27Z")
Has the referral program of NiyoX stopped? Can’t see the same in my NiyoX app but my friend is able to see the referral code in his app, --- ## [📢 Important Update: NiyoX & Niyo Global (Equitas) Users – Action Required Before May 31, 2025!](https://community.goniyo.com/t/important-update-niyox-niyo-global-equitas-users-action-required-before-may-31-2025/24891)
**Author:** [@Zahid\_Niyo](https://community.goniyo.com/u/Zahid_Niyo)\ **Replies:** 60\ **Last updated:** [March 12, 2026, 5:09am UTC](https://community.goniyo.com/t/important-update-niyox-niyo-global-equitas-users-action-required-before-may-31-2025/24891 "2026-03-12T05:09:30Z")
Hey Niyo Fam :waving\_hand: If you’re using a NiyoX Equitas or Niyo Global account powered by Equitas Bank, here’s everything you need to know about upcoming changes — and how to stay travel-ready without missing a be… --- ## [Niyo Global Debit with Equitas Bank vs Niyo X Debit card](https://community.goniyo.com/t/niyo-global-debit-with-equitas-bank-vs-niyo-x-debit-card/17077)
**Author:** [@focus89](https://community.goniyo.com/u/focus89)\ **Replies:** 3\ **Last updated:** [June 29, 2025, 9:02am UTC](https://community.goniyo.com/t/niyo-global-debit-with-equitas-bank-vs-niyo-x-debit-card/17077 "2025-06-29T09:02:56Z")
What is difference between these two products? They look similar in face value. I need a debit card with zero forex and minimum withdrawal charges for my travel to Indonesia. Which one should I apply? --- ## [NiyoX - Equitas debit card AMC](https://community.goniyo.com/t/niyox-equitas-debit-card-amc/17139)
**Author:** [@Biswajit\_Das](https://community.goniyo.com/u/Biswajit_Das)\ **Replies:** 22\ **Last updated:** [April 7, 2025, 6:50am UTC](https://community.goniyo.com/t/niyox-equitas-debit-card-amc/17139 "2025-04-07T06:50:32Z")
INR 234.82 debited from A/c XXXXXXXX5143 towards CARD ANNUAL MAINTENAN:240923/143396035 Value 25-SEP-2023 . Avl Bal is INR 6,101.63. For any query call 1800-103-1222- Equitas Bank whereas I know that Maintaining 5K for … --- ## [UNABLE TO LOGIN - SERVER DOWN - NiyoX Mobile app](https://community.goniyo.com/t/unable-to-login-server-down-niyox-mobile-app/16691)
**Author:** [@Jigar\_Joshi](https://community.goniyo.com/u/Jigar_Joshi)\ **Replies:** 6\ **Last updated:** [October 1, 2024, 1:31pm UTC](https://community.goniyo.com/t/unable-to-login-server-down-niyox-mobile-app/16691 "2024-10-01T13:31:56Z")
unable to login in NiyoX since many days, please advise a solution i’m travelling internationally next week need to activate debit card for international payments --- ## [I can't open my bank account from niyox application](https://community.goniyo.com/t/i-cant-open-my-bank-account-from-niyox-application/17785)
**Author:** [@Shreyas\_Dhomase](https://community.goniyo.com/u/Shreyas_Dhomase)\ **Replies:** 3\ **Last updated:** [July 24, 2024, 1:21pm UTC](https://community.goniyo.com/t/i-cant-open-my-bank-account-from-niyox-application/17785 "2024-07-24T13:21:48Z")
This dialogue is coming in my niyox application. Please guide me for solution --- ## [I want change my mobile number?](https://community.goniyo.com/t/i-want-change-my-mobile-number/17853)
**Author:** [@kvikas4418](https://community.goniyo.com/u/kvikas4418)\ **Replies:** 1\ **Last updated:** [July 3, 2024, 5:48am UTC](https://community.goniyo.com/t/i-want-change-my-mobile-number/17853 "2024-07-03T05:48:24Z")
I want change mobile number? --- ## [No refund (nearly 4 weeks)](https://community.goniyo.com/t/no-refund-nearly-4-weeks/17742)
**Author:** [@anmolkang](https://community.goniyo.com/u/anmolkang)\ **Replies:** 6\ **Last updated:** [June 10, 2024, 10:52am UTC](https://community.goniyo.com/t/no-refund-nearly-4-weeks/17742 "2024-06-10T10:52:53Z")
I placed an order with Amazon US for an amount of 187.46 USD using my Niyo Equitas Debit card but had to cancel it for various reasons. My account was debited for the amount. This was on 7th May 24. I have still not rece… --- ## [I want to open niyox account opening but not showing any option](https://community.goniyo.com/t/i-want-to-open-niyox-account-opening-but-not-showing-any-option/17726)
**Author:** [@DHEERAJ1575](https://community.goniyo.com/u/DHEERAJ1575)\ **Replies:** 1\ **Last updated:** [May 30, 2024, 6:11am UTC](https://community.goniyo.com/t/i-want-to-open-niyox-account-opening-but-not-showing-any-option/17726 "2024-05-30T06:11:56Z")
--- ## [Travel to Turkey with equitas bank](https://community.goniyo.com/t/travel-to-turkey-with-equitas-bank/17713)
**Author:** [@Kunal2travel](https://community.goniyo.com/u/Kunal2travel)\ **Replies:** 3\ **Last updated:** [May 28, 2024, 11:54am UTC](https://community.goniyo.com/t/travel-to-turkey-with-equitas-bank/17713 "2024-05-28T11:54:56Z")
I will be travelling to turkey and need to know the charges for withdrawal from Atm with Equitas Debit account --- ## [I want to schedule kyc for neo forex global card](https://community.goniyo.com/t/i-want-to-schedule-kyc-for-neo-forex-global-card/17539)
**Author:** [@JDJAIN](https://community.goniyo.com/u/JDJAIN)\ **Replies:** 1\ **Last updated:** [March 11, 2024, 5:05am UTC](https://community.goniyo.com/t/i-want-to-schedule-kyc-for-neo-forex-global-card/17539 "2024-03-11T05:05:49Z")
I want to schedule my full kyc am not able to found nearest kyc center/agents.please book it for me & conatct me as soo as possible… --- ## [Failed International Payments but money gets deducted.](https://community.goniyo.com/t/failed-international-payments-but-money-gets-deducted/17410)
**Author:** [@tsingh](https://community.goniyo.com/u/tsingh)\ **Replies:** 1\ **Last updated:** [February 5, 2024, 6:26am UTC](https://community.goniyo.com/t/failed-international-payments-but-money-gets-deducted/17410 "2024-02-05T06:26:39Z")
When I try to pay using my card at POS machines in International Stores. 1st time machine shows card declined but second time machine shows payment is successful. It is not happeing at a particular store but different st… --- ## [Regarding the usage of NiyoX in Philippines](https://community.goniyo.com/t/regarding-the-usage-of-niyox-in-philippines/17315)
**Author:** [@Naina](https://community.goniyo.com/u/Naina)\ **Replies:** 1\ **Last updated:** [November 29, 2023, 9:27am UTC](https://community.goniyo.com/t/regarding-the-usage-of-niyox-in-philippines/17315 "2023-11-29T09:27:44Z")
I have a NiyoX debit card and I am traveling to Philippines.Can I use it for transactions in Philippines!? Please kindly let me know the transaction fees at your earliest convenience. Thank you! --- ## [Equitas X Visa Platinum card](https://community.goniyo.com/t/equitas-x-visa-platinum-card/17250)
**Author:** [@Mujawar007](https://community.goniyo.com/u/Mujawar007)\ **Replies:** 1\ **Last updated:** [November 8, 2023, 7:51am UTC](https://community.goniyo.com/t/equitas-x-visa-platinum-card/17250 "2023-11-08T07:51:24Z")
Hi, I received my Equitas Niyo Visa Platinum Debit card today and successfully generated a PIN to activate it. I will be traveling to the UK this week and I wanted to know how to use this card to pay for bills, such as t… --- ## [Is there lounge access in niyox debit cards?](https://community.goniyo.com/t/is-there-lounge-access-in-niyox-debit-cards/17105)
**Author:** [@Jaimin1](https://community.goniyo.com/u/Jaimin1)\ **Replies:** 4\ **Last updated:** [October 26, 2023, 9:26am UTC](https://community.goniyo.com/t/is-there-lounge-access-in-niyox-debit-cards/17105 "2023-10-26T09:26:15Z")
I want to know is there any longer access in my niyox card? --- ## [Why is niyo credit card not working in the UK?](https://community.goniyo.com/t/why-is-niyo-credit-card-not-working-in-the-uk/17133)
**Author:** [@Anuja](https://community.goniyo.com/u/Anuja)\ **Replies:** 1\ **Last updated:** [September 25, 2023, 10:10am UTC](https://community.goniyo.com/t/why-is-niyo-credit-card-not-working-in-the-uk/17133 "2023-09-25T10:10:34Z")
Can anyone address the issue? Have tried changing the settings --- ## [Does Niyo Global Debit Card will work](https://community.goniyo.com/t/does-niyo-global-debit-card-will-work/17037)
**Author:** [@Angu0083](https://community.goniyo.com/u/Angu0083)\ **Replies:** 1\ **Last updated:** [September 22, 2023, 6:47am UTC](https://community.goniyo.com/t/does-niyo-global-debit-card-will-work/17037 "2023-09-22T06:47:00Z")
The Niyo (Equitas) Debit card is advertised to work in so 150+ countries. But I just want to this card will work Philippines. For POS, ECOM & ATM’s. --- ## [Best account best banking experience](https://community.goniyo.com/t/best-account-best-banking-experience/17053)
**Author:** [@Sidharth\_nuts\_Sidhar](https://community.goniyo.com/u/Sidharth_nuts_Sidhar)\ **Replies:** 0\ **Last updated:** [September 1, 2023, 8:00am UTC](https://community.goniyo.com/t/best-account-best-banking-experience/17053 "2023-09-01T08:00:46Z")
Best bank best account speaking --- ## [Niyox debit card reward](https://community.goniyo.com/t/niyox-debit-card-reward/17047)
**Author:** [@Naif](https://community.goniyo.com/u/Naif)\ **Replies:** 0\ **Last updated:** [September 1, 2023, 7:23am UTC](https://community.goniyo.com/t/niyox-debit-card-reward/17047 "2023-09-01T07:23:40Z")
I see that in niyo global that they mentioned if I order niyox debit card there is a reward but I need to maintain balance above 1000 is it true Is the picture --- ## [About 20% TCS charge after 1st July 2023](https://community.goniyo.com/t/about-20-tcs-charge-after-1st-july-2023/15394)
**Author:** [@RazaDroid](https://community.goniyo.com/u/RazaDroid)\ **Replies:** 2\ **Last updated:** [April 22, 2023, 7:45am UTC](https://community.goniyo.com/t/about-20-tcs-charge-after-1st-july-2023/15394 "2023-04-22T07:45:27Z")
As the budged there is 20% TCS For International Transaction, will it effect the niyo sbm debit and niyox card? --- ## [Does new card work in Thailand and Bali?](https://community.goniyo.com/t/does-new-card-work-in-thailand-and-bali/15110)
**Author:** [@Prabhjotsingh96](https://community.goniyo.com/u/Prabhjotsingh96)\ **Replies:** 1\ **Last updated:** [January 17, 2023, 11:11am UTC](https://community.goniyo.com/t/does-new-card-work-in-thailand-and-bali/15110 "2023-01-17T11:11:59Z")
I’m going to Thailand and Bali next month, can I use my niyo global card there for withdrawing money from ATM or in any shops? --- ## [Request for new feature](https://community.goniyo.com/t/request-for-new-feature/14153)
**Author:** [@Itzram](https://community.goniyo.com/u/Itzram)\ **Replies:** 1\ **Last updated:** [October 26, 2022, 8:29am UTC](https://community.goniyo.com/t/request-for-new-feature/14153 "2022-10-26T08:29:14Z")
Hi, I am loving the usage NiyoX. I am using it with equitas small finance bank. I would like to request new feature. Please introduce saving jar, saving box concepts in NiyoX. So that we can put aside(save) some money fo… --- ## [Essential Feature request](https://community.goniyo.com/t/essential-feature-request/14094)
**Author:** [@Amit\_Sali](https://community.goniyo.com/u/Amit_Sali)\ **Replies:** 1\ **Last updated:** [October 19, 2022, 4:31am UTC](https://community.goniyo.com/t/essential-feature-request/14094 "2022-10-19T04:31:10Z")
been using niyoX for an year now and i can surely say about vision of app/service developers, they created an banking app , which is easy , simple, minimal fast and no funky-shunky graphics and i have not any complain… --- ## [Payment not settled](https://community.goniyo.com/t/payment-not-settled/13787)
**Author:** [@iAMRITIK\_420](https://community.goniyo.com/u/iAMRITIK_420)\ **Replies:** 5\ **Last updated:** [October 5, 2022, 4:18pm UTC](https://community.goniyo.com/t/payment-not-settled/13787 "2022-10-05T16:18:00Z")
Hlo its been 48 hours my payment is not settled yet I debited from my sbi account 37#######2 of rs 20,000 rs but not credited in my sbm niyo card its imps transaction Utr payment no 226500693590 on 22 September 2022 … --- ## [NiyoX Monthly Transactions not visible](https://community.goniyo.com/t/niyox-monthly-transactions-not-visible/12840)
**Author:** [@Roy\_0111](https://community.goniyo.com/u/Roy_0111)\ **Replies:** 1\ **Last updated:** [July 31, 2022, 11:57am UTC](https://community.goniyo.com/t/niyox-monthly-transactions-not-visible/12840 "2022-07-31T11:57:51Z")
I have been using NiyoX app from around 1 year but there are two issues which I am facing recently. First is while I am trying to see the monthly transactions, often times while checking all the transactions of the mont… --- ## [Card not yet delivered](https://community.goniyo.com/t/card-not-yet-delivered/12726)
**Author:** [@Sejal\_Desai](https://community.goniyo.com/u/Sejal_Desai)\ **Replies:** 1\ **Last updated:** [July 26, 2022, 9:21am UTC](https://community.goniyo.com/t/card-not-yet-delivered/12726 "2022-07-26T09:21:16Z")
It’s been 1 month since I ordered the card i have not yet received it they said that the estimated delivery is 10 to 12 days but have not received it yet and when you go to live chat they say that all their employees are… --- ## [Top 10 feature request for upcoming months to niyo team](https://community.goniyo.com/t/top-10-feature-request-for-upcoming-months-to-niyo-team/12012)
**Author:** [@Biswajit\_Das](https://community.goniyo.com/u/Biswajit_Das)\ **Replies:** 1\ **Last updated:** [June 21, 2022, 3:14pm UTC](https://community.goniyo.com/t/top-10-feature-request-for-upcoming-months-to-niyo-team/12012 "2022-06-21T15:14:07Z")
My suggestion for upcoming features for Niyox and Niyo global Disposable virtual Prepaid Relodable Cards with full control to use it on buying softwares etc and sharing with friends or family if sometime they need. (If… [Next page](https://community.goniyo.com/tag/niyo-x/13.md?match_all_tags=true&page=1&tags%5B%5D=niyo-x)