# \#dc\_niyo-sbm **URL:** https://community.goniyo.com/tag/dc-niyo-sbm/26.md [Latest](https://community.goniyo.com/latest.md) · [Categories](https://community.goniyo.com/categories.md) · [Tags](https://community.goniyo.com/tags.md) --- ## [Need help with Login to Niyo app](https://community.goniyo.com/t/need-help-with-login-to-niyo-app/8817)
**Author:** [@foram\_bhavsar](https://community.goniyo.com/u/foram_bhavsar)\ **Replies:** 94\ **Last updated:** [October 28, 2026, 9:11am UTC](https://community.goniyo.com/t/need-help-with-login-to-niyo-app/8817 "2026-10-28T09:11:26Z")
Unable to login to my account. Always says server down its been more than a week and the app is really basic it does not function earlier it shows error with account creation the team is not working each and every day is… --- ## [Is Niyo SBM Debit Card Working for International Transactions? : Re-KYC Guide & Support!](https://community.goniyo.com/t/is-niyo-sbm-debit-card-working-for-international-transactions-re-kyc-guide-support/18123)
**Author:** [@Zahid\_Niyo](https://community.goniyo.com/u/Zahid_Niyo)\ **Replies:** 148\ **Last updated:** [January 14, 2026, 3:49am UTC](https://community.goniyo.com/t/is-niyo-sbm-debit-card-working-for-international-transactions-re-kyc-guide-support/18123 "2026-01-14T03:49:03Z")
Hola! :wave:t2: Your Niyo SBM Debit Card can now be used for international transactions, with a limit of ₹10 lakh. If you’ve already completed your re-KYC through the Niyo app, you’re all set! If not, follow these steps… --- ## [Benefit of using Niyo global debit card over niyo global credit card](https://community.goniyo.com/t/benefit-of-using-niyo-global-debit-card-over-niyo-global-credit-card/19295)
**Author:** [@Kaushik\_Dhume](https://community.goniyo.com/u/Kaushik_Dhume)\ **Replies:** 1\ **Last updated:** [October 2, 2024, 4:28am UTC](https://community.goniyo.com/t/benefit-of-using-niyo-global-debit-card-over-niyo-global-credit-card/19295 "2024-10-02T04:28:15Z")
Dear all .I own a Niyo global debit card which i intend to use for international travel. Is there any benefit of using a niyo global credit card over Niyo global debit card ? --- ## [What’s airport lounge access fee? Should I pay for it if I want to access the airport lounge?](https://community.goniyo.com/t/what-s-airport-lounge-access-fee-should-i-pay-for-it-if-i-want-to-access-the-airport-lounge/10084)
**Author:** [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Replies:** 7\ **Last updated:** [November 21, 2022, 4:07am UTC](https://community.goniyo.com/t/what-s-airport-lounge-access-fee-should-i-pay-for-it-if-i-want-to-access-the-airport-lounge/10084 "2022-11-21T04:07:21Z")
Airport lounge access fee is the fee you’ll have to pay if you’d like to access the airport lounge while you wait for your flight. These fares vary from airport to airport. Well, you’re in luck! With the Niyo Global VIS… --- ## [Know everything about international transactions via Niyo Global by SBM](https://community.goniyo.com/t/know-everything-about-international-transactions-via-niyo-global-by-sbm/10087)
**Author:** [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Replies:** 1\ **Last updated:** [November 21, 2022, 4:05am UTC](https://community.goniyo.com/t/know-everything-about-international-transactions-via-niyo-global-by-sbm/10087 "2022-11-21T04:05:30Z")
You can load your Niyo Global VISA Signature Debit Card in INR and spend in over 150+ countries. The currency automatically gets converted to the local currency. To check the exact conversion rate, you can use the Niyo G… --- ## [What are you supposed to do in case you lose your debit card?](https://community.goniyo.com/t/what-are-you-supposed-to-do-in-case-you-lose-your-debit-card/10078)
**Author:** [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Replies:** 0\ **Last updated:** [November 29, 2021, 10:25am UTC](https://community.goniyo.com/t/what-are-you-supposed-to-do-in-case-you-lose-your-debit-card/10078 "2021-11-29T10:25:10Z")
Here are the steps to be followed if you lose your debit card: Open Niyo Global by SBM app Head over to the Card settings option Permanently Block the Debit Card --- ## [Why the Virtual Debit Card? Is it mandatory to get a physical debit card?](https://community.goniyo.com/t/why-the-virtual-debit-card-is-it-mandatory-to-get-a-physical-debit-card/10090)
**Author:** [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Replies:** 2\ **Last updated:** [July 23, 2022, 3:13am UTC](https://community.goniyo.com/t/why-the-virtual-debit-card-is-it-mandatory-to-get-a-physical-debit-card/10090 "2022-07-23T03:13:03Z")
Once you successfully onboard Niyo Global by SBM, you are provided with a Niyo Global VISA Signature ‘Virtual’ Debit Card which is associated with your zero balance savings account. The transaction limit for the virtual … --- ## [Everything about TCS and how it’s calculated](https://community.goniyo.com/t/everything-about-tcs-and-how-it-s-calculated/10088)
**Author:** [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Replies:** 1\ **Last updated:** [July 3, 2022, 10:25am UTC](https://community.goniyo.com/t/everything-about-tcs-and-how-it-s-calculated/10088 "2022-07-03T10:25:45Z")
Tax Collected at Source (TCS) is the tax payable by a seller that they collect from the buyer at the time of sale. This is applicable for international ATM, ECOM, and POS transactions. In a given financial year, when you…