What are the transaction limits and charges for the VISA Signature Debit Card?

  • The card holder is allowed to withdraw cash up to ₹1,00,000 per day via ATM and transact up to ₹7,50,000 per day for POS, and ₹7,50,000 per day for ECOM transactions.
  • The card holder is allowed to transact up to ₹5,000 per transaction using the Tap & Pay contactless payment method in the debit card.
  • ATM transaction charges at any international ATM is ₹100 + taxes per transaction. This is in addition to the charges by the acquiring bank.
  • ATM transaction monthly charges in India are as follows:
  1. SBM Bank India ATM-
  • Financial Transactions: Free and unlimited
  • Non-Financial transactions: Free and unlimited
  1. Other Bank ATM-
  • Financial and non-financial transactions: 5 free transactions in a month
  • Post 5 transactions: ₹20 per transaction apply