# Transaction failed on sbm card

**URL:** <https://community.goniyo.com/t/transaction-failed-on-sbm-card/12484>\
**Category:** Help\
**Created:** [July 12, 2022, 4:31am UTC](https://community.goniyo.com/t/transaction-failed-on-sbm-card/12484 "2022-07-12T04:31:59Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![nikhilsaboo](https://avatars.discourse-cdn.com/v4/letter/n/71e660/32.png) [@nikhilsaboo](https://community.goniyo.com/u/nikhilsaboo)\
**Post date:** [July 12, 2022, 4:31am UTC](https://community.goniyo.com/t/transaction-failed-on-sbm-card/12484/1 "2022-07-12T04:31:59Z")

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Hi… I had used niyo global at various PoS and the transaction declined messages is showing up.I had enabled the transaction on cards and tried resetting the pin.But still not working.Please assist immediately.

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**Author:** ![Wasim\_Al\_Basha](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/wasim_al_basha/32/2599_2.png) [@Wasim\_Al\_Basha](https://community.goniyo.com/u/Wasim_Al_Basha)\
**Post date:** [July 12, 2022, 7:37am UTC](https://community.goniyo.com/t/transaction-failed-on-sbm-card/12484/2 "2022-07-12T07:37:21Z")

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Hey @nikhilsaboo! As we checked, the transaction was declined by the Bank to avoid any dynamic currency conversion (DCC) charges.

You may want to go through this topic: [What is Dynamic Currency Conversion (DCC) and why are they declined on your Niyo Global card?](https://community.goniyo.com/t/what-is-dynamic-currency-conversion-dcc-and-why-are-they-declined-on-your-niyo-global-card/12406)