I am trying to create a Niyo IDFC FIRST Bank Account on the Niyo IDFC app and was prompted to make a payment of Rs. 10000 on CCAvenue.
I made the payment twice, once using a debit card and then using net banking, but both times the transactions failed.
Ticket #846988 – Niyo CS replied that refund will be done in 3-7 days and that they are not able to onboard me now and need 2-3 days to get this checked.
If the CCAvenue payment transaction fails like this, then how can I open the Niyo IDFC FIRST Bank Account? I have read on the Niyo community about many people facing similar issues of transaction failures. Alternatively, can’t Niyo you open the account for me and I will then SURELY fund Rs. 10000 using IMPS/NEFT - this much safer and more convenient, with zero chances of failure. Niyo/IDFC can close the account in case Rs. 10000 is not funded within 24 hours of account opening. The payment failure on CCAvenue is cumbersome and wastes a lot of time. Also, are there any other such alternative methods to open this account? Please HELP me as I URGENTLY need the Niyo IDFC FIRST Bank Account.