Ready Credit for Savings Bank/Salaried account

Can we something like this will be useful, i have switched from CITI but not happy with different features. Please see below

Citibank Ready Credit offers you up to Rs.5,00,000 as “instant funds” accessible through your Citibank Suvidha Salary Account. You can use it for anything from meeting a large unplanned expense to managing your daily cash flow. You can use it whenever and wherever you want to - be it funding a short term need or a long term goal.

Top reasons to get the Ready Credit Advantage

  • Interest only on what you use and for how long
  • No fixed EMIs - you choose what to pay and when
  • Each repayment proportionately increases your available cash line
  • No pre-closure penalty

Hey @Vivek_Sequeira! Welcome to Niyo Community and thanks for your time in sharing your ideas. We’ve shared it with our product team and we’ll definitely look into it. Stay tuned to this space to hear more about our products.