Physical debit card

What if I don’t want physical debit card should I still pay the annual charges???

Yes, they might charge you after a year. So, you can just call customer support or request via app to block or cancel the card before completing a year.

Hi @chaitanya8937 welcome to Niyo Community!

Once your account is opened, you’ll be able to view the virtual card details in your app. This virtual card will be active for 1 year. With this virtual card, you’ll be able to make online transactions. On completing the biometric KYC, you’ll be receiving a physical debit card. You’ll not be charged with the annual fee if you are not activating your physical card. The annual charges for the card is 150+GST. Under the promotional offer, if you are completing the biometric before 31st March 2022, we will be waiving off the annual charges for the first year.

Hope this helps. Stay safe!


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