Niyo X Account-related Charges Query

Hi Niyo X,

Please be informed that I am a Niyo X customer with regd. mobile no. 9999937969.

Please inform the following:-

  1. Debit Card - Annual Maintenance Charges (AMC)
  2. Debit Card - Issuance Charge
  3. If the account is zero balance or not? Are there any charges for not maintaining minimum balance? If yes, how much?
  4. Any other charges on account
  5. Can you provide passbook for this account?
  6. Can you provide chequebook for this account?

Looking forward to your assistance.

Thanking you!

Mohit Chawla

Hi Mohit,

the Platinum Debit Card comes at an annual fees of ₹150 + GST. The current promotional offer is live till 30th June 2021, waives your 1st year’s annual fee. So the first year is free for you.

Rest assured this is a 0 balance account and you don’t require to maintain minimum balance to it.

Also, below are the charges you’ll incur:
ATM withdrawals at metro locations (other Bank ATMs): 3 FREE per month
ATM withdrawals at non-metro locations (other Bank ATMs): 5 FREE per month
Charges beyond free limits of ATM withdrawals: ₹20 + taxes per transaction
Cash withdrawal outside India: ₹110 + taxes from 1st International ATM transaction
Balance Enquiry outside India: ₹25 + taxes from 1st International balance enquiry

You can also go through the detailed SOC (Schedule Of Charges) in the app. Go to Menu> Support> My Account > Schedule of Charges.

All your transactions would be reflected in the app for your ready reference therefore we do not have passbook services.
Also encouraging digital banking as off now we do not have chequebook services.