I have mailed and messaged numerous times of Whatsapp but have not got any reply which is why I am posting here. Please help!
I see that the Niyo IDFC Savings account requires an inital deposit of 10K and then its zero balance after I get the card. But, are the charges for Niyo IDFC Savings debit card similar to IDFC FIRST Bank signature debit card. Charges of the IDFC FIRST Bank signature debit card are listed here:
I am specifically interested interested in free UNLIMITED domestic ATM transactions. Niyo IDFC Savings debit card by default provides only 5 domestic ATM transactions per month where as IDFC FIRST Banksignature debit card provides UNLIMITED domestic ATM transactions if MAB of 25000 is maintained. Is it possible to get UNLIMITED domestic ATM transactions with Niyo IDFC Savings debit card if I maintain a higher MAB (e.g. 250000)?
I am thinking of opening an IDFC FIRST Bank savings account. If I can get that with the Niyo IDFC Savings account, for the same charges or no charges, then it is better to go with the latter.
Please also do confirm that the Niyo IDFC Savings account debit card has NO annual or joining fee.
Please reply so that I can take this forward. Thanks!