# Niyo global card by equitas **URL:** \ **Category:** Help\ **Created:** [October 27, 2023, 10:18am UTC](https://community.goniyo.com/t/niyo-global-card-by-equitas/17221 "2023-10-27T10:18:09Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![rdx987](https://avatars.discourse-cdn.com/v4/letter/r/85f322/32.png) [@rdx987](https://community.goniyo.com/u/rdx987)\ **Post date:** [October 27, 2023, 10:18am UTC](https://community.goniyo.com/t/niyo-global-card-by-equitas/17221/1 "2023-10-27T10:18:09Z")
Does Niyo global debit card by equitas work in Japan? Is RBI ban still applicable to this? What’s the difference between Niyo global equitas card and NiyoX card by equitas? ---
**Author:** ![Jumain\_Qureshi](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/jumain_qureshi/32/32066_2.png) [@Jumain\_Qureshi](https://community.goniyo.com/u/Jumain_Qureshi)\ **Post date:** [October 31, 2023, 5:38am UTC](https://community.goniyo.com/t/niyo-global-card-by-equitas/17221/2 "2023-10-31T05:38:52Z")
Hi, Glad you enquired! Just a quick heads-up – the RBI has temporarily paused international transactions on your Niyo Global SBM Debit Card. 🌍 But know worries! You can still enjoy hassle-free international and domestic transactions using our Niyo Global Equitas Debit Card, Niyo Global DCB Card, and the Niyo Global Secured Credit Card. πŸ›πŸ’³ We’ve got you covered! The Niyo Global (Equitas) Debit Card comes with no Annual Maintenance Charges. When you order the card, there is only a one-time upfront cost of 199+GST (Rs. 235 approx), which will be completely refunded to you after you load Rs. 1,000 or more in a single transaction. However, if you are an existing NiyoX (Equitas) customer, please note that there is an annual maintenance fee of 199+GST. Also, this fee will be fully refunded to you once you maintain a minimum balance of Rs. 5,000 for any three months in a year. If you have any questions or need assistance, feel free to reach out. πŸ“©πŸ‘πŸ˜„ Many thanks