# Niyo global by sbm is LTF **URL:** \ **Category:** Help\ **Created:** [April 14, 2022, 4:17am UTC](https://community.goniyo.com/t/niyo-global-by-sbm-is-ltf/11250 "2022-04-14T04:17:59Z")\ **Posts on this page:** 4\ **Page:** 1
**Author:** ![danish1](https://avatars.discourse-cdn.com/v4/letter/d/4491bb/32.png) [@danish1](https://community.goniyo.com/u/danish1)\ **Post date:** [April 14, 2022, 4:17am UTC](https://community.goniyo.com/t/niyo-global-by-sbm-is-ltf/11250/1 "2022-04-14T04:17:59Z")
Is niyo global by sbm card now LTF? ---
**Author:** ![Deepak](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/deepak/32/3496_2.png) [@Deepak](https://community.goniyo.com/u/Deepak)\ **Post date:** [April 14, 2022, 7:55am UTC](https://community.goniyo.com/t/niyo-global-by-sbm-is-ltf/11250/2 "2022-04-14T07:55:26Z")
Hey @danish1! Welcome to Niyo Community 🙂 If you mean LTF as Life Time Free, then our answer is YES. We’ve waived off the annual maintenance charges on the debit card. You’ll not be charged for the debit card. For any further help, feel free to reach out to us and we are happy to help you. Regards, ---
**Author:** ![danish1](https://avatars.discourse-cdn.com/v4/letter/d/4491bb/32.png) [@danish1](https://community.goniyo.com/u/danish1)\ **Post date:** [April 14, 2022, 5:38pm UTC](https://community.goniyo.com/t/niyo-global-by-sbm-is-ltf/11250/3 "2022-04-14T17:38:29Z")
Thank you for your valuable response ❤ ---
**Author:** ![Abhishek\_Bhalavi](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/abhishek_bhalavi/32/25913_2.png) [@Abhishek\_Bhalavi](https://community.goniyo.com/u/Abhishek_Bhalavi)\ **Post date:** [August 6, 2022, 1:44pm UTC](https://community.goniyo.com/t/niyo-global-by-sbm-is-ltf/11250/4 "2022-08-06T13:44:59Z")
Niyo global file number problem & passport varification plz help me