I set up the Niyo Account yesterday and also got the in person verification done today. But, there is nothing I can do with the account now except load money in to it.
The timeline is a process of longest bottleneck step which is the print and delivery of the debit card now. This takes away the great impression I had with the less than 2 minute account opening time.
While the Debit card is important for some services, if you could delink it from the usage of other banking services (transfers/investments etc.), I will speed up my usage of app, make me explore it when I am actually excited (rather than 1 week from now).
Again, just a simple solution because this is how most ‘regular’ bank accounts (even PSU ones). Do let me know if you have any questions about this or need me to elaborate a bit further.