# 🇲🇾 Malaysia - money manual

**URL:** <https://community.goniyo.com/t/malaysia-money-manual/18153>\
**Category:** Malaysia\
**Tags:** money\
**Created:** [August 12, 2024, 10:14am UTC](https://community.goniyo.com/t/malaysia-money-manual/18153 "2024-08-12T10:14:16Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![akuzo\_niyo](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/akuzo_niyo/32/32141_2.png) [@akuzo\_niyo](https://community.goniyo.com/u/akuzo_niyo)\
**Post date:** [August 12, 2024, 10:14am UTC](https://community.goniyo.com/t/malaysia-money-manual/18153/1 "2024-08-12T10:14:16Z")

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## Currency: Malaysian Ringgit (MYR) 💵

- 🇲🇾 MYR 1 ≈ 🇮🇳 INR 18.77

## At the Airport 🛫

| Item | Price | Payment Method |
| --- | --- | --- |
| Sim card (Celcom or U mobile) | From MYR 25 | 💵 Cash / 💳 Card |
| eVisa fees | Online (currently exempted) | 💳 Card |
| Airport to city bus | From MYR 15 | 💵 Cash |
| Grab / ezCab Taxi | Varies | 💳 Card / 💵 Cash |
| MRT Express Train | Varies | 💳 Card / 💵 Cash |

## Money Forms in Malaysia 💱

1. MYR cash\* 💵
2. Zero forex card (primary) 💳
3. USD/EUR (spare cash) 💵
4. Backup: More zero forex cards or international ATM cards 💳

- \*Spend before leaving Malaysia (reduced value outside the country)

## Payment Acceptance 💳💵

| Location | Cash | Card |
| --- | --- | --- |
| Minimarkets | ✅ | ❌ |
| Hostels | ✅ | ❌ |
| Small cafes | ✅ | ❌ |
| Hotels | ✅ | ✅ |
| Restaurants | ✅ | ✅ |
| Supermarkets | ✅ | ✅ |

## Activities & Transport 🚗🛵🚌

| Service | Payment Method |
| --- | --- |
| Budget excursions | 💵 Cash |
| Premium excursions | 💳 Card / 💵 Cash |
| Scooter rental | 💵 Cash |
| Car rental | 💳 Card / 💵 Cash |
| Public transport (local bus) | 💵 Cash (unless you have a Bus card) |
| Intercity buses & trains | 💳 Card / 💵 Cash |

⚠ Some smaller merchants may charge 1-2% extra for card payments. Debit card fees are usually lower than credit card fees.

## Important Tip ‼

✅ Always choose to pay in MYR when using a card  
❌ Never choose the INR value on the screen (includes high conversion fees)

## Using ATMs in Malaysia 🏧

- Most ATMs don’t charge foreign cards for withdrawals
- If fees apply, they’re displayed before withdrawal
- Find local money changers in Kuala Lumpur (Little India, Chinatown), Georgetown, and Melaka for better rates than banks

## Daily Budget Guide 💰

| Type of Spend | Starting From |
| --- | --- |
| Stay | Hostels: MYR 30   
 Hotels: MYR 60 |
| Food | Street food: MYR 2 |
| Transport | Bus: MYR 1 (goKL Bus within city centre) |
| Sightseeing | Free sights to paid excursions   
 (negotiate price in MYR) |

💡 This is a backpacker’s budget. Adjust upwards for more luxury!  
✍ Share your Malaysia trip budget and help fellow travellers!

🌟 For more tips from fellow Indian travelers, check out the latest discussions here: [[Niyo community](https://community.goniyo.com/c/vacationer/25)]

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<div class="post-metadata">

**Author:** ![akuzo\_niyo](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/akuzo_niyo/32/32141_2.png) [@akuzo\_niyo](https://community.goniyo.com/u/akuzo_niyo)\
**Post date:** [August 12, 2024, 10:31am UTC](https://community.goniyo.com/t/malaysia-money-manual/18153/2 "2024-08-12T10:31:08Z")

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