# Know everything about international transactions via Niyo Global by SBM **URL:** \ **Category:** Banks\ **Tags:** help\_niyo-sbm, dc\_niyo-sbm\ **Created:** [November 29, 2021, 10:35am UTC](https://community.goniyo.com/t/know-everything-about-international-transactions-via-niyo-global-by-sbm/10087 "2021-11-29T10:35:01Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![ashrithjain](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/ashrithjain/32/14659_2.png) [@ashrithjain](https://community.goniyo.com/u/ashrithjain)\ **Post date:** [November 29, 2021, 10:35am UTC](https://community.goniyo.com/t/know-everything-about-international-transactions-via-niyo-global-by-sbm/10087/1 "2021-11-29T10:35:01Z")
You can load your Niyo Global VISA Signature Debit Card in INR and spend in over 150+ countries. The currency automatically gets converted to the local currency. To check the exact conversion rate, you can use the Niyo Global by SBM app. The rates displayed in the app are the official VISA exchange rates. Every transaction that you make will appear in your transaction summary page on the Niyo Global by SBM App. This will give you the full details of your transaction, including the exchange rate that you’ve been charged. **Here’s how you can enable international transactions on your Niyo Global card:** 1. Go to “Card Settings” 2. Click on “Other Locks” 3. Tap on “International Payments” icon 4. The icon will turn green and international payments will get enabled ---
**Author:** ![sanjay10](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/sanjay10/32/3210_2.png) [@sanjay10](https://community.goniyo.com/u/sanjay10)\ **Post date:** [November 21, 2022, 4:05am UTC](https://community.goniyo.com/t/know-everything-about-international-transactions-via-niyo-global-by-sbm/10087/2 "2022-11-21T04:05:30Z")
What are the charges for each transaction ? My niyo debit card says zero forex markup fees. So what’s the advantage of niyo global card over this ?