Hola,
With the rise in digital payments, safeguarding of credentials becomes important, and considering the same, it’s best to follow precautions to protect card/account from fraud because safety matters.
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Always use unique/difficult to guess PIN/password for Card and Niyo banking apps. Change the same at regular intervals and do not share with anyone.
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Be vigilant and always remember that UPI PIN is not required for receiving money. Never scan a QR code or enter UPI PIN on any SMS or link for receiving cashback/reward/refund etc.
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While at ATMs, be aware about suspected objects/devices on card slot or PIN pad. If you suspect anything, don’t use your card & inform the bank. Stay cautious and secure your ATM PIN by shielding the same with your hand while you input PIN on the ATM keypad.
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Don’t respond and never share your confidential credentials to any unsolicited lucrative offers sounding ‘too good to be true’ received through SMS, email & social media.
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Be vigilant, and in case you don’t have network on your mobile and have not received call or SMS for a substantial time, get in touch with the service provider. Always check alert notifications received from your bank on your registered Email ID and mobile.
Stay internet safe,
Ashrith