# Is the cc and dc same?

**URL:** <https://community.goniyo.com/t/is-the-cc-and-dc-same/17042>\
**Category:** Banks\
**Tags:** niyo-global, credit-card\
**Created:** [September 1, 2023, 7:18am UTC](https://community.goniyo.com/t/is-the-cc-and-dc-same/17042 "2023-09-01T07:18:24Z")\
**Posts on this page:** 2\
**Page:** 1

<div class="post-metadata">

**Author:** ![Suyash\_Jain](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/suyash_jain/32/31746_2.png) [@Suyash\_Jain](https://community.goniyo.com/u/Suyash_Jain)\
**Post date:** [September 1, 2023, 7:18am UTC](https://community.goniyo.com/t/is-the-cc-and-dc-same/17042/1 "2023-09-01T07:18:24Z")

</div>

Hey guy, as I can see on the niyo global app, I’ve been given a virtual debit card, however to make international transactions I’d have to make a 5k FD and get a cc against it. Now my query is, why can’t I get a Debit card against my savings on the app. Or is the credit card and debit card the same ?

---

<div class="post-metadata">

**Author:** ![Jumain\_Qureshi](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/jumain_qureshi/32/32066_2.png) [@Jumain\_Qureshi](https://community.goniyo.com/u/Jumain_Qureshi)\
**Post date:** [September 8, 2023, 9:55am UTC](https://community.goniyo.com/t/is-the-cc-and-dc-same/17042/2 "2023-09-08T09:55:54Z")

</div>

Hi Suyash,

Niyo Global SBM debit card has been paused for international transactions as per RBI guidelines. Using Niyo Global Secured Credit card by SBM you can initiate international transactions.

Thanks