Is debit card issued by niyo global sbm is itself a forex card ???, I am confused, do I need to order something else
It’s a regular visa debit card with 0% forex charges. You may use your car in India and outside india and for international transactions, Visa will do the conversion for you and charge you in INR. This was you won’t be charged forex markup which is 3-5% if you use any regular debit card.
Forex cards however are cards in which you load a specific currency and then use it later so it’s not that.
Hope this helps!