Introducing the NiyoX Tap and Pay, ZERO Forex Markup VISA Platinum Card!🤩

Hey @BruceWayne ! Welcome to Niyo community. We’re happy to have you aboard :airplane:
Sorry we didn’t meet upto your expectations. We’d like to make things right for you…

I’ve pinged you here in the community :email:


Hello @BruceWayne
Actually the platinum doesn’t come from equitas bank or niyo. It comes from Visa which provides the platform for transactions to go through. Visa has platinum, signature, infinite variants of cards and infinite>signature>platinum in terms of premiumness. Mastercard has world, elite etc. Banks use this platform name as part of their card name for advertising the platform, like axis ace signature credit card, indusind exclusive signature debit card etc.
Coming to the build quality, I have experienced the same for niyo sbm card but that’s not the case with the niyo x debit card.


What is the different between Niyo SBM Card and NiyoX card. I have Niyo SBM, How to apply for NiyoX?
I am going to use this card in Canada.

For International ATM, Maximum How much amount should i withdraw at once or per day?

Is there any transcation limit per year?
As i have to pay 15 lakh fees for my 2nd year of university education. So, When i will reach Canada, I am thinking to withdraw this much amount in CAD $.

Hello @Ashish_Sinojia
Similar thread for the difference between the 2 cards - NiyoX Debit card vs Niyo Global card
Application procedure is same as Niyo global except for the KYC process. It has changed I guess.
I’m not 100% sure of the limits though.
Here is a thread on limits - Niyo SBM International Money Transfer - #18 by L_S.
The relevant portion of it is attached.

What are the charges when I use NiyoX VISA Platinum Debit Card from the US? Will there be any conversation charges or is it the same as NIYO global card by DCB?

@theone1one it’s same as Niyo DCB….
100+GST on withdrawal….and currency conversion charges are dropped….there might be forex adjustment charged on the day of the transaction settlement

Hope this helps

1 Like

what is forex adjustment charged? NIYO DCB too charge this?

Forex adjustment is applied on transactions abroad as it takes 7-8 days for the transaction to go through and so even though you pay with the currency rate on the day of transaction….the payment is settled later…hence,the difference in currency rate on the day the transaction is settled is calculated and deducted from your account

Hope this helps