# International Withdrawal

**URL:** <https://community.goniyo.com/t/international-withdrawal/13968>\
**Category:** Help\
**Created:** [October 9, 2022, 2:45pm UTC](https://community.goniyo.com/t/international-withdrawal/13968 "2022-10-09T14:45:19Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![Deepak](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/deepak/32/3496_2.png) [@Deepak](https://community.goniyo.com/u/Deepak)\
**Post date:** [October 10, 2022, 7:46am UTC](https://community.goniyo.com/t/international-withdrawal/13968/2 "2022-10-10T07:46:27Z")

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Hey @jayjay! Welcome to Niyo Community!

Thank you for choosing Niyo Global 😊

All international transactions will be processed based on the live Visa exchange rates. You may know more about it in our previous post here: [How do i know usd inr conversion rate to be used in USD transaction by niyo - #2 by Deepak](https://community.goniyo.com/t/how-do-i-know-usd-inr-conversion-rate-to-be-used-in-usd-transaction-by-niyo/12808/2) That includes POS swipe transactions, ATM withdrawals, and online transactions.  
For POS transactions, there will be [FX adjustments](https://community.goniyo.com/t/what-are-the-international-pos-charges-for-niyo-global-card-with-sbm/12263/2).

For ATM withdrawals, ₹100+GST for all financial & non-financial transactions at International ATMs. Any charges up & above this could be incurred from the transacting ATM bank and need to be checked beforehand.

Regards,

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_[View the full topic](https://community.goniyo.com/t/international-withdrawal/13968)._
