After being in the waitlist for a while, I got my savings account opened. I received a Niyo IDFC First Debit card as well, and was able to activate UPI too.
Considering the “higher interest” rate benefit is only available to amounts greater than 1 lakh and prior to doing the KYC the limit is 1 lakh, I would like to do the KYC as soon as possible.
There is a IDFC First Bank near where I live. Can I go there and do my KYC, or does a representative have to come home to get this done? Can I just walk in to the IDFC First Bank, or is my account somehow different because it’s associated with Niyo and I can’t just walk in and get my KYC done?
If not, any idea how long before a representative will be available to come to my place?