If I have a Niyo equitas with the new debit card, what makes it different from Niyo global?

If I have a Niyo equitas with the new debit card(Zero markup), what makes it different from Niyo global?

Niyo equitas card provides zero markup fees but going forward, it will be conditional. You would have to maintain 5k minimum balance to avail that facility. The card charges are Rs 150 +GST.
Niyo global does not have any such condition of minimum balance and the charges are Rs 499 + GST. There are other features which niyo global provides like live conversion rates. I’m not sure about the ATM withdrawal charges abroad though.

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