Hey @Tejeswar, we regret for the delay in response. Thank you for your interest towards NiyoX. The Platinum Debit Card comes at an annual fees of ₹150 + GST. The current promotional offer is live till 30th June 2021, waives your 1st year’s annual fee. There are no other SMS charges. Also, here are the ATM withdrawal charges for other bank ATMs:
ATM withdrawals at metro locations (other Bank ATMs): 3 FREE per month
ATM withdrawals at non-metro locations (other Bank ATMs): 5 FREE per month
Charges beyond free limits of ATM withdrawals: ₹20 + taxes per transaction
Cash withdrawal outside India: ₹110 + taxes from 1st International ATM transaction
Balance Enquiry outside India: ₹25 + taxes from 1st International balance enquiry
You can also go through the Schedule Of Charges in the app FAQs too. Inside Support, go to Raise New ticket>My Account>Schedule of charges. Here is the link aswell: https://bit.ly/3df4j6q.
And account closure facility is not available online. It can be done by visiting any nearest Equitas Small Finance bank. SR