How is this card different from other forex card? how best is this?

How is this card different from other forex card? how best is this?
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Hey Vicky! You can load this card in INR, and use it at any VISA-accepting merchant in the world, including in India. No matter where you use your Niyo card, there will be zero markup charges. ∞LK

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This card is easy to load you can load in INR, you can use the card for all currency with zero cnversation.

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Although there is Zero markup charge, there is sometimes an extra charge due to currency rate mismatch which looks like a markup charge with another name.