# Does Niyo Global equitas debit card work in Azerbaijan, Georgia and Armenia

**URL:** <https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634>\
**Category:** Help\
**Created:** [May 1, 2024, 6:26pm UTC](https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634 "2024-05-01T18:26:51Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![ARPITHA\_M](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/arpitha_m/32/33235_2.png) [@ARPITHA\_M](https://community.goniyo.com/u/ARPITHA_M)\
**Post date:** [May 1, 2024, 6:26pm UTC](https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634/1 "2024-05-01T18:26:51Z")

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Does Niyo Global equitas debit card work in Azerbaijan, Georgia and Armenia

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**Author:** ![Jumain\_Qureshi](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/jumain_qureshi/32/32066_2.png) [@Jumain\_Qureshi](https://community.goniyo.com/u/Jumain_Qureshi)\
**Post date:** [May 2, 2024, 9:36am UTC](https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634/2 "2024-05-02T09:36:21Z")

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Hi Arpitha,

Yes, the Niyo Global Equitas debit card works seamlessly in Azerbaijan, Georgia, and Armenia. However, if you encounter any issues during your transactions, please feel free to reach out to us at [global@goniyo.com](mailto:global@goniyo.com) for assistance.

Thanks

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**Author:** ![Ashish\_Ahuja](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/ashish_ahuja/32/33507_2.png) [@Ashish\_Ahuja](https://community.goniyo.com/u/Ashish_Ahuja)\
**Post date:** [July 2, 2024, 4:23pm UTC](https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634/3 "2024-07-02T16:23:06Z")

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Does the international transactions in Azerbaijan requires OTP. This is w.r.t to Niyoglobal DCB bank debit card. Also if the OTP is required, do we get them on email as well as phone or only phone.

The objective of the question is to understand if we will need to enable international roaming or not.

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**Author:** ![Jumain\_Qureshi](https://sea1.discourse-cdn.com/flex021/user_avatar/community.goniyo.com/jumain_qureshi/32/32066_2.png) [@Jumain\_Qureshi](https://community.goniyo.com/u/Jumain_Qureshi)\
**Post date:** [July 12, 2024, 10:21am UTC](https://community.goniyo.com/t/does-niyo-global-equitas-debit-card-work-in-azerbaijan-georgia-and-armenia/17634/4 "2024-07-12T10:21:53Z")

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Hi @Ashish_Ahuja ,  
  
  
For transactions related to POS and ATM withdrawals, an OTP is not required for the Niyo Global DCB Bank debit card in Azerbaijan. However, for ECOM transactions, an OTP will be triggered and sent to both your email and mobile number. This ensures you receive the OTP even if international roaming is not enabled.  
  
  
Thanks
