Debit or Credit Card

Niyo Product Niyo Support
1

Hi all,

I am a little confused when using this card.
Q1. When making payments in India (on Ecomm) I should select Niyo Global card as a Debit or Credit Card?

Q2. Same question as above, but in case of making payments out of India?

Thanks in advance.

1 Like
2

It’s a debit card as the underlying account is a current account.

3

You can make purchase on ecom by selecting debit card option as it was a debit not credit.

4

Hi @Rushabh30

In Myntra this card is automatically showing as credit card.

5

but its not a credit card !
many sites show debit card as credit card . Dont get confused .

6

Nice question, just noticed am getting many “flags” for Niyo card as a Credit Card. (Realising after using for more than a year…!)
The latest revelations:

  • CRED app allows adding Niyo card as a Credit Card
  • Razorpay identifies this card as Credit Card
  • On my recent payment on Duolingo app for exam fees, it accepted Niyo (while Duolingo accepts only Credit Card)
7

How to apply credit card and what is the requirement of eligibility. Call me back if you can my contact details 8840650603

8

Hi @Ashok_dhar_dwivedi . Niyo Global Card issued by DCB bank is not a credit card. But it actually comes under the category of Forex Card.

Stay safe,
Ashrith

1 Like
9

Hi, Thanks for your response.

Is Forex card give any monthly limit as credit card or credit line.

Regards
Ashok Dhar dwivedi
Mob 8840650603

10

No. It is like a prepaid card. You first load money to the card using account number and IFSC. Then spend it in abroad or ecom websites. You may use the card in India also.