Debit card non usage

I have few questions

  1. If i do not activate the card. I should still be paying annual fee ?
  2. Since i want to maintain this account for savings and not for frequent transactions, Will there be any charges for non usage of the debit card


  1. If you do not activate tour debit card, you won’t incur any fees but it’s free for the first year so what i’d suggest is you could use this debit card until feb 2022 and then block it. This way you won’t incur any charges in the next financial year.
  2. There aren’t any charges for non usage of debit card.



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