App Is good but creadt card serivce check book service is not good and completing Kyc is A big problem and call waiting please make sure you make it easier and faster And make money transfer more faster and safer
Hey @Lokesh12! Welcome to Niyo Community 
Currently, we do not have a credit card facility for NiyoX. However, we’ve duly noted your feedback and we’ll let you know if we start the credit card services in the future. For a faster and hassle-free experience, we’ve now launched video KYC. If your KYC is still pending, reach out to our in-app Live Chat Support and we’ll help you further. We are working round the clock to deliver the best banking experience to our users
Regards,
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