# Confusion after changing your Digital printed text
**URL:** https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541
**Category:** Banks
**Tags:** niyo-equitas
**Created:** [July 5, 2021, 9:02am UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541 "2021-07-05T09:02:02Z")
**Posts on this page:** 5
**Page:** 1
### Author:  [@Roshan](https://community.goniyo.com/u/Roshan)
#### Post date: [July 5, 2021, 9:02am UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541/1 "2021-07-05T09:02:02Z")
I’ve multiple queries after seeing some changes in your printed text about Maintenance charge & Monthly Average Balance (MAB) :-
★ I’d opened Account by NiyoX ,it showing account type as “ Equitas Niyo Saving / SOW "
Opening date : 25/05/2021 .
Full KYC date : 19th June ( delay by agent) .
Got Physical Debit Card : 05/07/2021.
1. Will I be changed for not maintain MAB ?
2. Will I be charged for Debit Card ? if not then when will it be chargeable ( I think 1 year later)?
3. If there any other charge, Please tell because your promises change over time .
4. If I’ll block my card , will UPI be usable ?
Other query is 🙂
1. I want to Open My father’s account with NiyoX :
i. is there any charge now for MAB & Debit Card?
ii. If by chance Account get fridge, will I be able to do reactivate it without visiting branch ?
( Because we live in Bihar & there’s no branch here near to me)
---
### Author:  [@Bansari](https://community.goniyo.com/u/Bansari)
#### Post date: [July 5, 2021, 12:13pm UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541/2 "2021-07-05T12:13:24Z")
Hi @Roshan ,
(1/5) You wont be charged anything for not maintaining AMB
(2/5) Visa Platinum Debit card is free for first year and we are working on waiving of debit card charges in consecutive years based on certain criteria’s
(3/5) No there are no other hidden charges to the account
(4/5) If you block your card, UPI will be usable
(5.1/5) There is an ongoing promotional offer going on wherein your first years fee would be waived off if you get the card before 31st March 2022
(5.2/5) If your account gets freezed then we shall take care of it further.
Hope this helps.
Cheers!
Bansari
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### Author:  [@Roshan](https://community.goniyo.com/u/Roshan)
#### Post date: [July 5, 2021, 2:22pm UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541/3 "2021-07-05T14:22:46Z")
OMG ! You’ve answered my all answers , that I can’t even except with Other Banking Service specially with government banking system.
Thank You So Much @Bansari Ma’am
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### Author:  [@Ajazmohd](https://community.goniyo.com/u/Ajazmohd)
#### Post date: [July 6, 2021, 5:58am UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541/4 "2021-07-06T05:58:38Z")
If your account gets freezed…
> [@Bansari](#):
>
> (5.2/5) If your account gets freezed than we shall take care of it further.
> [@On another topic](https://community.goniyo.com/t/7030/37):
>
> Hi @Red your account has been frozen by the bank. You may have to contact or visit any nearest Equitas to get this issue sorted out at the earliest.
>
> Regards,
> Deepak
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### Author:  [@system](https://community.goniyo.com/u/system)
#### Post date: [July 11, 2021, 5:59am UTC](https://community.goniyo.com/t/confusion-after-changing-your-digital-printed-text/7541/5 "2021-07-11T05:59:10Z")
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