# Latest **URL:** https://community.goniyo.com/latest.md?page=2 [Latest](https://community.goniyo.com/latest.md) · [Categories](https://community.goniyo.com/categories.md) · [Tags](https://community.goniyo.com/tags.md) **Page:** 3 --- ## [Facing Issues with the Niyo App? Let’s Resolve It Together!](https://community.goniyo.com/t/facing-issues-with-the-niyo-app-let-s-resolve-it-together/17239)
**Author:** [@sg\_sagnik](https://community.goniyo.com/u/sg_sagnik)\ **Replies:** 126\ **Last updated:** [August 22, 2026, 6:26am UTC](https://community.goniyo.com/t/facing-issues-with-the-niyo-app-let-s-resolve-it-together/17239 "2026-08-22T06:26:31Z")
Hello!! I have been trying to open the niyo global app (tried both on iOS and Android) but the home screen is stuck on the loading screen. Am currently abroad. --- ## [Pincode unserviceable](https://community.goniyo.com/t/pincode-unserviceable/14144)
**Author:** [@Lanchenba\_Takhellamb](https://community.goniyo.com/u/Lanchenba_Takhellamb)\ **Replies:** 4\ **Last updated:** [August 21, 2026, 10:25am UTC](https://community.goniyo.com/t/pincode-unserviceable/14144 "2026-08-21T10:25:08Z")
My account couldn’t be created because my pincode falls under non serviceable area, can i create the account in the future, my pincode is 795004 --- ## [Niyo Pulse 🌍 | US Visa Interview Mandate for Minors, Schengen Winter Surge, & Global Updates](https://community.goniyo.com/t/niyo-pulse-us-visa-interview-mandate-for-minors-schengen-winter-surge-global-updates/32321)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [August 21, 2026, 9:10am UTC](https://community.goniyo.com/t/niyo-pulse-us-visa-interview-mandate-for-minors-schengen-winter-surge-global-updates/32321 "2026-08-21T09:10:36Z")
Hey Niyo Community! :waving\_hand: Welcome back to another fresh edition of Niyo Pulse - your quick, 1-minute weekly roundup of breaking travel news, aviation shifts, and visa updates tailored for Indian passport hold… --- ## [Portugal Schengen Visa for Filipinos: What You Actually Need](https://community.goniyo.com/t/portugal-schengen-visa-for-filipinos-what-you-actually-need/32289)
**Author:** [@visitportugal](https://community.goniyo.com/u/visitportugal)\ **Replies:** 0\ **Last updated:** [August 14, 2026, 11:48am UTC](https://community.goniyo.com/t/portugal-schengen-visa-for-filipinos-what-you-actually-need/32289 "2026-08-14T11:48:01Z")
If you’re a Filipino passport holder currently living in the UK and you’re planning a trip to Lisbon, Porto, Madeira, the Algarve, or anywhere else in Portugal, this one’s for you. A Philippine passport still requires a… --- ## [🎓 Unlock Up To ₹12,000 Bonus on Overseas Tuition & Education Expenses with Visa!](https://community.goniyo.com/t/unlock-up-to-12-000-bonus-on-overseas-tuition-education-expenses-with-visa/32280)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [August 12, 2026, 10:07am UTC](https://community.goniyo.com/t/unlock-up-to-12-000-bonus-on-overseas-tuition-education-expenses-with-visa/32280 "2026-08-12T10:07:10Z")
Heading abroad for higher studies this fall? We have some fantastic news that will help you save big on your initial setup and tuition costs! To support our student community, Visa has launched exclusive Education & … --- ## [Top 7 Traditional Foods to Try in Cameroon (And How to Use a Niyo Card as a Tourist)](https://community.goniyo.com/t/top-7-traditional-foods-to-try-in-cameroon-and-how-to-use-a-niyo-card-as-a-tourist/32250)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 2\ **Last updated:** [August 11, 2026, 3:54am UTC](https://community.goniyo.com/t/top-7-traditional-foods-to-try-in-cameroon-and-how-to-use-a-niyo-card-as-a-tourist/32250 "2026-08-11T03:54:44Z")
Known as “Africa in Miniature,” Cameroon offers an extraordinary tapestry of landscapes, cultures, and above all, culinary traditions. Cameroonian food is rich, earthy, deeply flavorful, and heavily influenced by indigen… --- ## [My New Year Trip to Portugal: What I Learned After Spending a Week There](https://community.goniyo.com/t/my-new-year-trip-to-portugal-what-i-learned-after-spending-a-week-there/29392)
**Author:** [@Pgupta](https://community.goniyo.com/u/Pgupta)\ **Replies:** 1\ **Last updated:** [August 8, 2026, 10:36pm UTC](https://community.goniyo.com/t/my-new-year-trip-to-portugal-what-i-learned-after-spending-a-week-there/29392 "2026-08-08T22:36:30Z")
I went to Portugal to celebrate New Year’s and ended up staying for a full week, arriving a few days before December 31 and flying back in the first week of January. This was my first time in Portugal and honestly, I did… --- ## [Niyo Pulse 🌍 | Thailand Visa Rule Locked, India Digital Arrival Portal Active, & Global Updates](https://community.goniyo.com/t/niyo-pulse-thailand-visa-rule-locked-india-digital-arrival-portal-active-global-updates/32251)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [August 7, 2026, 1:28pm UTC](https://community.goniyo.com/t/niyo-pulse-thailand-visa-rule-locked-india-digital-arrival-portal-active-global-updates/32251 "2026-08-07T13:28:32Z")
Hey Niyo Community! :waving\_hand: If you have international travel scheduled over the upcoming weeks, the past two weeks brought important clarification on Thailand’s entry rules, a new digital border clearance requi… --- ## [International usage like ATM withdrawals and all transactions](https://community.goniyo.com/t/international-usage-like-atm-withdrawals-and-all-transactions/17045)
**Author:** [@John\_Wick](https://community.goniyo.com/u/John_Wick)\ **Replies:** 11\ **Last updated:** [August 6, 2026, 9:02am UTC](https://community.goniyo.com/t/international-usage-like-atm-withdrawals-and-all-transactions/17045 "2026-08-06T09:02:53Z")
Hi there, As there’s a RBI ban on Niyo Global DC by SBM for international usage, can’t we just apply for Niyo X DC by Equitas which offers the same features right? We wouldn’t have to go on applying for a FD backed CC,… --- ## [What is the process of applying for an internship visa in Australia?](https://community.goniyo.com/t/what-is-the-process-of-applying-for-an-internship-visa-in-australia/16738)
**Author:** [@Jumain\_Qureshi](https://community.goniyo.com/u/Jumain_Qureshi)\ **Replies:** 1\ **Last updated:** [August 4, 2026, 1:46pm UTC](https://community.goniyo.com/t/what-is-the-process-of-applying-for-an-internship-visa-in-australia/16738 "2026-08-04T13:46:03Z")
What is the process of applying for an internship visa in Australia? --- ## [💱 The Market Predictor: Global Rate Challenge is LIVE!](https://community.goniyo.com/t/the-market-predictor-global-rate-challenge-is-live/29154)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 28\ **Last updated:** [August 4, 2026, 11:44am UTC](https://community.goniyo.com/t/the-market-predictor-global-rate-challenge-is-live/29154 "2026-08-04T11:44:57Z")
Hey Niyo Travellers :waving\_hand: Ready to put your finger on the pulse of the global market? We’re excited to launch the Global Rate Challenge - a contest that keeps the thrill alive right till the closing bell! … --- ## [Can we refer niyo global to friends?](https://community.goniyo.com/t/can-we-refer-niyo-global-to-friends/13694)
**Author:** [@Pankaj\_Jindal1](https://community.goniyo.com/u/Pankaj_Jindal1)\ **Replies:** 8\ **Last updated:** [August 3, 2026, 5:05pm UTC](https://community.goniyo.com/t/can-we-refer-niyo-global-to-friends/13694 "2026-08-03T17:05:34Z")
How to do that? Any option in app? --- ## [Egypt's Best Desert Stargazing Experiences for Astronomy Enthusiasts](https://community.goniyo.com/t/egypts-best-desert-stargazing-experiences-for-astronomy-enthusiasts/32216)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 0\ **Last updated:** [August 3, 2026, 6:58am UTC](https://community.goniyo.com/t/egypts-best-desert-stargazing-experiences-for-astronomy-enthusiasts/32216 "2026-08-03T06:58:55Z")
When you think of Egypt, iconic pyramids, ancient temples, and the majestic Nile River likely come to mind. But beyond its famous historical landmarks lies another breathtaking spectacle: a vast, silent desert canopy lit… --- ## [🇵🇹 Portugal Schengen Visa UK — Your Journey to Portugal Starts Here](https://community.goniyo.com/t/portugal-schengen-visa-uk-your-journey-to-portugal-starts-here/32199)
**Author:** [@franceschengenvisa](https://community.goniyo.com/u/franceschengenvisa)\ **Replies:** 0\ **Last updated:** [July 31, 2026, 4:53am UTC](https://community.goniyo.com/t/portugal-schengen-visa-uk-your-journey-to-portugal-starts-here/32199 "2026-07-31T04:53:46Z")
Planning a trip to Portugal? Whether you’re travelling for tourism, business, or visiting family, our expert Portugal visa services are designed to make your Portugal Schengen visa application from the UK simple, accurat… --- ## [NBI Clearance delay before travel - what should I know earlier?](https://community.goniyo.com/t/nbi-clearance-delay-before-travel-what-should-i-know-earlier/32093)
**Author:** [@MaryGrace](https://community.goniyo.com/u/MaryGrace)\ **Replies:** 1\ **Last updated:** [July 31, 2026, 3:45am UTC](https://community.goniyo.com/t/nbi-clearance-delay-before-travel-what-should-i-know-earlier/32093 "2026-07-31T03:45:52Z")
Hi everyone, I am planning to travel abroad soon and while preparing my documents I found out that getting NBI Clearance can sometimes take longer than expected, especially if there is a hit status. I was thinking ever… --- ## [Niyo Global Referral code #2026](https://community.goniyo.com/t/niyo-global-referral-code-2026/32197)
**Author:** [@Dinesh\_Reddy](https://community.goniyo.com/u/Dinesh_Reddy)\ **Replies:** 0\ **Last updated:** [July 30, 2026, 6:08pm UTC](https://community.goniyo.com/t/niyo-global-referral-code-2026/32197 "2026-07-30T18:08:10Z")
Hey! Niyo has completely changed the way I travel abroad. With \*zero forex markup\*, smooth onboarding, and acceptance in \*180+ countries\*, \*Niyo cards\* and \*forex currencies\* by Niyo have helped me save big on forex cha… --- ## [3D Secure is getting declined](https://community.goniyo.com/t/3d-secure-is-getting-declined/10475)
**Author:** [@dhamma12](https://community.goniyo.com/u/dhamma12)\ **Replies:** 21\ **Last updated:** [July 28, 2026, 10:17am UTC](https://community.goniyo.com/t/3d-secure-is-getting-declined/10475 "2026-07-28T10:17:14Z")
Hi, I tried making an online payment of 5 GBP using the Niyo SBM card. It gave "The 3D secure response was: Declined" error. My amount got deducted and have not received its refund yet. Can you please confirm if the … --- ## [🚆 The Ultimate Euro-Trip Hack: You Can Now Book Your Eurail Pass Directly on the Niyo App!](https://community.goniyo.com/t/the-ultimate-euro-trip-hack-you-can-now-book-your-eurail-pass-directly-on-the-niyo-app/32166)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [July 24, 2026, 12:32pm UTC](https://community.goniyo.com/t/the-ultimate-euro-trip-hack-you-can-now-book-your-eurail-pass-directly-on-the-niyo-app/32166 "2026-07-24T12:32:27Z")
:train: The Ultimate Euro-Trip Hack: You Can Now Book Your Eurail Pass Directly on the Niyo App! If you’ve ever planned a trip across Europe, you know the single biggest headache: transportation logistics. Between ju… --- ## [Hidden Islands and Beach Escapes in Bahrain Beyond the Capital](https://community.goniyo.com/t/hidden-islands-and-beach-escapes-in-bahrain-beyond-the-capital/32165)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 0\ **Last updated:** [July 24, 2026, 10:15am UTC](https://community.goniyo.com/t/hidden-islands-and-beach-escapes-in-bahrain-beyond-the-capital/32165 "2026-07-24T10:15:52Z")
When people think of Bahrain, the first images that usually come to mind are Manama’s sleek skyline, bustling souks, and high-tech Formula 1 racing. While the modern capital is full of energy, Bahrain is actually an arch… --- ## [Niyo Pulse 🌍 | Middle East Airspace Warnings, UAE Filing Shift, & Schengen Visa Processing Surge](https://community.goniyo.com/t/niyo-pulse-middle-east-airspace-warnings-uae-filing-shift-schengen-visa-processing-surge/32155)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [July 22, 2026, 12:51pm UTC](https://community.goniyo.com/t/niyo-pulse-middle-east-airspace-warnings-uae-filing-shift-schengen-visa-processing-surge/32155 "2026-07-22T12:51:44Z")
Hey Niyo Community! :waving\_hand: Welcome to another edition of Niyo Pulse! If you are planning an international trip over the upcoming weeks, the past week has brought critical updates regarding Gulf flights, UAE vi… --- ## [Referral code to avail few coins while signing up](https://community.goniyo.com/t/referral-code-to-avail-few-coins-while-signing-up/32146)
**Author:** [@Vi19](https://community.goniyo.com/u/Vi19)\ **Replies:** 0\ **Last updated:** [July 21, 2026, 10:05am UTC](https://community.goniyo.com/t/referral-code-to-avail-few-coins-while-signing-up/32146 "2026-07-21T10:05:31Z")
Hey! Niyo has completely changed the way I travel abroad. With \*zero forex markup\*, smooth onboarding, and acceptance in \*180+ countries\*, \*Niyo cards\* and \*forex currencies\* by Niyo have helped me save big on forex cha… --- ## [Video KYC got rejected due to mistake while filling in details](https://community.goniyo.com/t/video-kyc-got-rejected-due-to-mistake-while-filling-in-details/17951)
**Author:** [@Sai\_Sujith\_Valluru](https://community.goniyo.com/u/Sai_Sujith_Valluru)\ **Replies:** 6\ **Last updated:** [July 20, 2026, 12:42pm UTC](https://community.goniyo.com/t/video-kyc-got-rejected-due-to-mistake-while-filling-in-details/17951 "2026-07-20T12:42:43Z")
Hey Team, I was trying to get my niyo debit card activated with dcb and while filling the details, i gave the occupation of mine incorrectly, My video kyc was rejected because of that and the person on call didnt give m… --- ## [Best Mountain Destinations in Armenia & Georgia](https://community.goniyo.com/t/best-mountain-destinations-in-armenia-georgia/32136)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 0\ **Last updated:** [July 20, 2026, 7:49am UTC](https://community.goniyo.com/t/best-mountain-destinations-in-armenia-georgia/32136 "2026-07-20T07:49:37Z")
Have you ever dreamed of standing on a mountain ridge where time seems to stand still? A place where ancient stone churches sit under towering, snow-capped peaks, and deep green valleys stretch as far as the eye can see? … --- ## [Exploring Diverse Cultures: North America and Eastern Europe Travel Guide (With Visas & Niyo Card Tips)](https://community.goniyo.com/t/exploring-diverse-cultures-north-america-and-eastern-europe-travel-guide-with-visas-niyo-card-tips/32117)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 0\ **Last updated:** [July 16, 2026, 1:08pm UTC](https://community.goniyo.com/t/exploring-diverse-cultures-north-america-and-eastern-europe-travel-guide-with-visas-niyo-card-tips/32117 "2026-07-16T13:08:18Z")
Have you ever dreamed of standing beneath the bright neon lights of Times Square, watching the sun set behind Canada’s snow-peaked Rocky Mountains, and then boarding a flight to wander the foggy cobblestone streets of… --- ## [Onboarding with Niyo DCB Bank || Issue with account creation](https://community.goniyo.com/t/onboarding-with-niyo-dcb-bank-issue-with-account-creation/17667)
**Author:** [@SoniaDsilva](https://community.goniyo.com/u/SoniaDsilva)\ **Replies:** 139\ **Last updated:** [July 15, 2026, 1:26pm UTC](https://community.goniyo.com/t/onboarding-with-niyo-dcb-bank-issue-with-account-creation/17667 "2026-07-15T13:26:07Z")
Initially during the onboarding process my pan card and aadhar card name was not matching. Now I got my pan card name changed…Even after changing the name I’m not able to proceed ahead… Can u please reset my earlier deta… --- ## [Niyo Pulse 🌍 | SC Airfare Investigation, Argentina's New Visa-Free Window, & Emerging Global Airspace Alternate Routes](https://community.goniyo.com/t/niyo-pulse-sc-airfare-investigation-argentinas-new-visa-free-window-emerging-global-airspace-alternate-routes/32111)
**Author:** [@Uday\_Singh](https://community.goniyo.com/u/Uday_Singh)\ **Replies:** 0\ **Last updated:** [July 15, 2026, 11:16am UTC](https://community.goniyo.com/t/niyo-pulse-sc-airfare-investigation-argentinas-new-visa-free-window-emerging-global-airspace-alternate-routes/32111 "2026-07-15T11:16:17Z")
Hey Niyo Community! :waving\_hand: Welcome back to another essential edition of Niyo Pulse - your definitive weekly guide to navigating the constantly shifting world of global and domestic travel. If you are currentl… --- ## [Travel Community Meetups Across India! 🌍](https://community.goniyo.com/t/travel-community-meetups-across-india/17931)
**Author:** [@Zahid\_Niyo](https://community.goniyo.com/u/Zahid_Niyo)\ **Replies:** 27\ **Last updated:** [July 14, 2026, 12:39pm UTC](https://community.goniyo.com/t/travel-community-meetups-across-india/17931 "2026-07-14T12:39:58Z")
Hello Travellers! 👋😃🧳 We’ve had some amazing meetups across different cities, connecting like-minded explorers :globe\_showing\_europe\_africa:, sharing stories :open\_book:, and sparking new friendships :handshake:. He… --- ## [Is Ecuador Safe for Tourists in 2026? A Complete Travel & eVisa Guide](https://community.goniyo.com/t/is-ecuador-safe-for-tourists-in-2026-a-complete-travel-evisa-guide/29714)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 2\ **Last updated:** [July 14, 2026, 11:16am UTC](https://community.goniyo.com/t/is-ecuador-safe-for-tourists-in-2026-a-complete-travel-evisa-guide/29714 "2026-07-14T11:16:30Z")
It is a great prospect to plan a trip to the "Middle of the World. Ecuador is a bucket-list destination, with its volcanic hills of the Andes and its prehistoric Galapagos Islands. But when you are browsing the travel fo… --- ## [Did You Know There Are 5 Other Taj Mahals in India? Discover These Hidden Architectural Gems](https://community.goniyo.com/t/did-you-know-there-are-5-other-taj-mahals-in-india-discover-these-hidden-architectural-gems/32097)
**Author:** [@Arthur\_Rousseau](https://community.goniyo.com/u/Arthur_Rousseau)\ **Replies:** 0\ **Last updated:** [July 13, 2026, 5:04am UTC](https://community.goniyo.com/t/did-you-know-there-are-5-other-taj-mahals-in-india-discover-these-hidden-architectural-gems/32097 "2026-07-13T05:04:48Z")
When you think of the Taj Mahal, your mind instantly goes to the gleaming white marble dome of Agra, glowing under the sunrise. It is a monument known across the globe as the ultimate symbol of love. But what if we told … --- ## [Inward Remittance Keeps getting Declined (50+ Mails, 30+ Calls, No resolution)](https://community.goniyo.com/t/inward-remittance-keeps-getting-declined-50-mails-30-calls-no-resolution/31939)
**Author:** [@Max09xz](https://community.goniyo.com/u/Max09xz)\ **Replies:** 8\ **Last updated:** [July 11, 2026, 11:03am UTC](https://community.goniyo.com/t/inward-remittance-keeps-getting-declined-50-mails-30-calls-no-resolution/31939 "2026-07-11T11:03:29Z")
I have a Niyo SBM debit card and have been attempting to receive inward remittances, but they have been continuously declined by SBM. This issue has persisted since April 18 with no resolution so far. I keep receiving de… [Previous page](https://community.goniyo.com/latest.md?page=1) [Next page](https://community.goniyo.com/latest.md?page=3)